3071 Hwy 301 S, Hernando, MS 38632 Property Records

DeSoto County property record for 3071 Hwy 301 S, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 4,274 sqft · built 2020
Lot Size33.5 acres (1,459,260 sqft)
Owner2 Individual Names on Record
Tax Bill$2,144 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-09-5-21-00-0-00001-00

Property Details

APN / Parcel Number

Primary APN3-09-5-21-00-0-00001-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area4,274 sqft Adjusted Area
1st Floor Area2,902 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Roof MaterialShingle
Lot Area1,459,260 sqft (33.5 acres)
Shed1 Shed
Shed Area1,600 sqft

Location & Zoning

Street Address3071 HIGHWAY 301 S
CityHERNANDO
StateMS
Zip38632-2465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description21-3-9 PT NE1/4 NE1/4
Legal Range009
Legal Township03S
Legal Section21
Legal Lot Number1
JurisdictionDESOTO MS
Township / Civil Division4
Census Block Group2
Census Block2008
Census Tract71200

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3071 HIGHWAY 301 S, HERNANDO, MS 38632-2465
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST SECURITY BANK
Jul 15, 2019Deed of Trust, Mortgage · Line of Credit
FIRST SECURITY BANK
Nov 23, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 30, 2020
Transfer Doc000939/626
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJul 20, 2026
Property Address3071 HIGHWAY 301 S, HERNANDO, MS 38632-2465
Document Number5663081928
Book / Page5663 / 81928
Instrument DateJul 16, 2026
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3071 HIGHWAY 301 S, HERNANDO, MS 38632-2465

Mortgage

Document Number5663081928,
DateJul 20, 2026
Book Page5663/81928
Lender
NameFIRST SECURITY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 16, 2027
Interest
Rate6.47%
Max Rate-1%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3071 HIGHWAY 301 S, HERNANDO, MS 38632-2465
Transaction TypeMortgage
Record UpdatedApr 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004761/125
DateJul 15, 2019
Book Page4761/125
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueJan 5, 2020
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateNov 23, 2020
Property Address3071 HIGHWAY 301 S, HERNANDO, MS 38632-2465
Document Number000939/626
Book / Page939 / 626
Instrument DateOct 30, 2020
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3071 HIGHWAY 301 S, HERNANDO, MS 38632-2465

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,144.00 (-10.85%)$33,188 (+5.97%) Land $2,559 Building $30,629$319,502 (+4.35%) Land $21,064 Building $298,438
2023$2,405.00$31,318$306,194 Land $21,077 Building $285,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 43% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUDORA UTILITIES ASSOCIATION
public/private · serves 3,749 people · EPA ID MS0170006
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

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