DeSoto County property record for 2997 Hwy 301 S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,159 sqft · built 2003 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,207 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-09-5-16-00-0-00040-01 |
| Primary APN | 3-09-5-16-00-0-00040-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,159 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 68,389 sqft (1.57 acres) |
| Patio Area | 130 sqft |
| Street Address | 2997 HIGHWAY 301 S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PT SE1/4 SE1/4 |
| Legal Range | 09 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Lot Number | 40 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 71200 |
Source: DeSoto County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2997 HIGHWAY 301 S, HERNANDO, MS 38632-8461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2018 | Deed of Trust, Mortgage · VA Mortgage HOWARD BANK |
| Oct 15, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2008 |
| Deed Sale | Oct 13, 2008 |
| Deed Document Number | 0000595377 |
| Deed Book / Page | 595 / 377 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2997 HIGHWAY 301 S, HERNANDO, MS 38632-8461 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004501/692 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 4501/692 |
| Instrument | T04501-00692 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2997 HIGHWAY 301 S, HERNANDO, MS 38632-8461 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2997 HIGHWAY 301 S, HERNANDO, MS 38632-8461 |
| Document Number | 005373/527 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 5373/527 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2046 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,207.00 | $11,955 (-) Land $1,570 Building $10,385 | $119,547 (-) Land $15,700 Building $103,847 |
| 2023 | $11,955 | $119,547 Land $15,700 Building $103,847 | |
| 2022 | $1,207.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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