Kenton County property record for 3071 Arbor Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,120 sqft · built 1973 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Apr 2020) |
| Tax Bill | $3,789 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-04-008.00 |
| Primary APN | 015-40-04-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,120 sqft Finished Area |
| Gross Area | 2,790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3071 ARBOR DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWELVE TREES SEC 2 LOT 47 |
| Legal Subdivision | TWELVE TREES |
| Legal Phase | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 64500 |
3071 Arbor Dr is owned and occupied by an individual who bought it in April 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3071 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA |
| Apr 28, 2020 | Grant Deed, Transfer · FHA Mortgage CINCINNATI FED'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on File |
| Deed Sale | Apr 28, 2020 · Amount on File |
| Prior Sale | Aug 1, 2013 · Amount on File |
| Deed Document Number | 20205900049 |
| Deed Book / Page | 18 / 595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3071 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900234 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 199/136 |
| Instrument | 21040905900234 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 28, 2020 |
| Property Address | 3071 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0000000049 |
| Book / Page | 000018 / 000595 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 49 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3071 ARBOR DR EDGEWOOD KY 410172356, EDGEWOOD, KY 41017-2356 |
| Document Number | 50 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 000M37/000318 |
| Instrument | 50 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45247 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
The 2025 property tax bill for 3071 Arbor Dr was $3,789.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,300 (-) Land $70,000 Building $217,300 | $287,300 (-) Land $70,000 Building $217,300 | |
| 2025 | $3,789.00 | $287,300 Land $70,000 Building $217,300 | $287,300 Land $70,000 Building $217,300 |
| 2023 | $3,500.00 | $269,500 Land $60,000 Building $209,500 | $269,500 Land $60,000 Building $209,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3071 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3071 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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