3071 Arbor Dr, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3071 Arbor Dr, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,120 sqft · built 1973
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Apr 2020)
Tax Bill$3,789 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-40-04-008.00

Property Details

APN / Parcel Number

Primary APN015-40-04-008.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,120 sqft Finished Area
Gross Area2,790 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3071 ARBOR DR
CityEDGEWOOD
StateKY
Zip41017-2356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWELVE TREES SEC 2 LOT 47
Legal SubdivisionTWELVE TREES
Legal Phase2
Legal Lot Number47
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3024
Census Tract64500

Owner

3071 Arbor Dr is owned and occupied by an individual who bought it in April 2020.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3071 ARBOR DR, EDGEWOOD, KY 41017-2356
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
CINCINNATI FSLA
Apr 28, 2020Grant Deed, Transfer · FHA Mortgage
CINCINNATI FED'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2020 · Amount on File
Deed SaleApr 28, 2020 · Amount on File
Prior SaleAug 1, 2013 · Amount on File
Deed Document Number20205900049
Deed Book / Page18 / 595
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3071 ARBOR DR, EDGEWOOD, KY 41017-2356
Transaction TypeMortgage
Record UpdatedMay 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900234
DateApr 9, 2021
Book Page199/136
Instrument21040905900234
Lender
NameCINCINNATI FSLA
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 28, 2020
Property Address3071 ARBOR DR, EDGEWOOD, KY 41017-2356
Document Number0000000049
Book / Page000018 / 000595
Instrument DateApr 23, 2020
Instrument49
Transaction TypeTransfer
Record UpdatedJul 8, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3071 ARBOR DR EDGEWOOD KY 410172356, EDGEWOOD, KY 41017-2356

Mortgage

Document Number50
DateApr 28, 2020
Book Page000M37/000318
Instrument50
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45247
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3071 Arbor Dr was $3,789.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,300 (-) Land $70,000 Building $217,300$287,300 (-) Land $70,000 Building $217,300
2025$3,789.00$287,300 Land $70,000 Building $217,300$287,300 Land $70,000 Building $217,300
2023$3,500.00$269,500 Land $60,000 Building $209,500$269,500 Land $60,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3071 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3071 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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