Kenton County property record for 3067 Arbor Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,552 sqft · built 1970 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,000 (Dec 2022) |
| Tax Bill | $3,731 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Dec 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-04-010.00 |
| Primary APN | 015-40-04-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,552 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3067 ARBOR DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWELVE TREES SEC 2 LOT 49 |
| Legal Subdivision | TWELVE TREES |
| Legal Phase | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 64500 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3067 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Dec 5, 2022 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI RUOFF MTG |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA |
| Aug 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on Record |
| Deed Sale | Dec 5, 2022 · Amount on Record |
| Deed Document Number | 202231 |
| Deed Book / Page | 203 / 441 |
| Prior Transfer Date | Aug 3, 2017 |
| Prior Transfer Doc | 0005900140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3067 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900075 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 434/180 |
| Instrument | 23011205900075 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 5, 2022 |
| Property Address | 3067 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0005900031 |
| Book / Page | KC 203 / 441 |
| Map Reference | PL 955 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 22120505900031 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2315 COUNCIL OAK DR, SOUTH BEND, IN 46628-3463 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3067 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3067 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0000000188 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3067 ARBOR DR EDGEWOOD KY 410172356, EDGEWOOD, KY 41017-2356 |
| Document Number | 0000000188 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 000M67/000067 |
| Instrument | 188 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3067 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0000000245 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3067 ARBOR DR EDGEWOOD KY 410172356, EDGEWOOD, KY 41017-2356 |
| Document Number | 0000000245 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 0C6474/000259 |
| Instrument | 245 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 8, 2017 |
| Property Address | 3067 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0000000140 |
| Book / Page | 006220 / 000229 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 140 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3067 ARBOR DR EDGEWOOD KY 410172356, EDGEWOOD, KY 41017-2356 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,000 (-) Land $70,000 Building $262,000 | $332,000 (-) Land $70,000 Building $262,000 | |
| 2025 | $3,731.00 (-13.47%) Homeowner's exemption | $332,000 (-) Land $70,000 Building $262,000 | $332,000 (-) Land $70,000 Building $262,000 |
| 2023 | $4,312.00 | $332,000 Land $60,000 Building $272,000 | $332,000 Land $60,000 Building $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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