3070 Mosedale St, Elgin, IL 60124 Property Records

Kane County property record for 3070 Mosedale St, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 2005
Owner	2 Individual Names on Record
Last Sale	$335,000 (Mar 2024)
Tax Bill	$7,636 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-354-050`

Property Details

APN / Parcel Number

Primary APN	`06-17-354-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	3,114 sqft
Basement Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3070 MOSEDALE ST
City	ELGIN
State	IL
Zip	60124-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE CONDO ASSOCIATION - 5TH AMENDMENT - UNIT 10-3070-53
Legal Subdivision	PROVIDENCE CONDO
Legal Block	2
Legal Lot Number	1-12
Legal Unit	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2017
Census Tract	851911

Owner

Source: Kane County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	350 GYORR AVE, 1109, SOUTH ELGIN, IL 60177-3912
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FEDERAL SAVINGS BANK
Jul 19, 2021	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Aug 25, 2021	Warranty Deed, Transfer NOT AVAILABLE, MULTIPLE
Nov 1, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	20248728
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2024
Property Address	3070 MOSEDALE ST, ELGIN, IL 60124-8943
Document Number	0000008728
Map Reference	DOC 2005K043004
Instrument Date	Mar 12, 2024
Instrument	2024K008728
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 PERCY SHELLEY CT, ELGIN, IL 60124-8646

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3070 MOSEDALE ST, ELGIN, IL 60124-8943

Mortgage

Document Number	0000008729
Date	Mar 18, 2024
Instrument	2024K008729

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.62%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3070 MOSEDALE ST, ELGIN, IL 60124-8943
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044778
Date	Dec 26, 2023
Instrument	2023K044778

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3070 MOSEDALE ST, ELGIN, IL 60124-8943
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055131
Date	Jul 19, 2021
Instrument	2021K055131

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 25, 2021
Property Address	3070 MOSEDALE ST, ELGIN, IL 60124-8943
Document Number	0000065113
Map Reference	DOC 2005K128251
Instrument Date	Jul 15, 2021
Instrument	2021K065113
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3070 MOSEDALE ST, ELGIN, IL 60124-8943

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3070 MOSEDALE ST, ELGIN, IL 60124-8943
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057385
Date	Nov 1, 2017
Instrument	2017K057385

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	77 Months
Due	Apr 18, 2024

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,636.00 (-2.49%)	$105,513 (+8.57%) Land $32,381 Building $73,132	$316,666 (+8.57%) Land $97,182 Building $219,484
2024	$7,831.00 (+10.39%)	$97,184 (+21.39%) Land $29,825 Building $67,359	$291,669 (+21.44%) Land $89,511 Building $202,158
2022	$7,094.00 (+3.59%) Homeowner's exemption	$80,057 (+6.96%) Land $24,569 Building $55,488	$240,171 (+6.96%) Land $73,707 Building $166,464
2021	$6,848.00 Homeowner's exemption	$74,847 Land $22,970 Building $51,877	$224,541 Land $68,910 Building $155,631

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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