3056 Mosedale St, Elgin, IL 60124 Property Records

Kane County property record for 3056 Mosedale St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,770 sqft · built 2005
OwnerIndividual Name on File
Last Sale$295,000 (May 2026)
Tax Bill$6,820 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-354-044

Property Details

APN / Parcel Number

Primary APN06-17-354-044

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,770 sqft Living Area
Gross Area2,655 sqft
Basement Area885 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Construction TypeFrame

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3056 MOSEDALE ST
CityELGIN
StateIL
Zip60124-8943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE CONDO ASSOCIATION - 4TH AMENDMENT -UNIT 9-3056-51A
Legal SubdivisionPROVIDENCE CONDO
Legal Block2
Legal Lot Number1-12
Legal Unit9-3056
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2017
Census Tract851911

Owner

3056 Mosedale St is owned and occupied by an individual who bought it in May 2026.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3056 MOSEDALE ST, ELGIN, IL 60124-8943
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2026 · Amount on File
Deed SaleMay 22, 2026 · Amount on File
Prior SaleOct 28, 2005 · Amount on File
Deed Document Number202621185
Prior Transfer DateOct 8, 2019
Prior Transfer Doc0000050915
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 22, 2026
Property Address3056 MOSEDALE ST, ELGIN, IL 60124-8943
Document Number0000021185
Instrument DateApr 17, 2026
Instrument202621185
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44,692.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3056 MOSEDALE ST, ELGIN, IL 60124-8943

Mortgage

Document Number0000021186,
DateMay 22, 2026
Instrument202621186
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3056 Mosedale St was $6,820, down 2.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,820.00 (-2.4%) Homeowner's exemption$95,091 (+8.57%) Land $28,236 Building $66,855$285,387 (+8.57%) Land $84,742 Building $200,645
2024$6,988.00$87,585 Land $26,007 Building $61,578$262,860 Land $78,052 Building $184,808
2022$6,432.00 (+5.24%) Homeowner's exemption$72,149 (+6.96%) Land $21,423 Building $50,726$216,447 (+6.96%) Land $64,269 Building $152,178
2021$6,112.00 Homeowner's exemption$67,454 Land $20,029 Building $47,425$202,362 Land $60,087 Building $142,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3056 Mosedale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3056 Mosedale St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

May also be available: AT&T, Verizon.

Nearby Properties on Mosedale St

Nearby Streets

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