Cherokee County property record for 3070 Co Rd 16, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 2,357 sqft · built 2023 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,021 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-12-09-31-0-000-004.009 |
| Primary APN | 13-12-09-31-0-000-004.009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,357 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 94,090 sqft (2.16 acres) |
| Account Number | 216070 |
|---|---|
| Street Address | 3070 COUNTY ROAD 16 |
| City | CENTRE |
| State | AL |
| Zip | 35960-4742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM @ NW COR;S251;E316 TO POB;N284;ELY 310;S325;W314 TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 956101 |
3070 Co Rd 16 is owned and occupied by two individuals.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3070 COUNTY ROAD 16, CENTRE, AL 35960-4742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3070 COUNTY ROAD 16, CENTRE, AL 35960-4742 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3070 COUNTY ROAD 16, CENTRE, AL 35960-4742 |
| Investor | Possibly a Property Investor |
| Document Number | 0000232500 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 232500 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2026 property tax bill for 3070 Co Rd 16 was $1,021 with a homeowner's exemption, up 7.4% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,021.00 (+7.36%) | ||
| 2025 | $951.00 Homeowner's exemption | $23,920 Land $1,020 Building $22,900 | $239,200 Land $10,200 Building $229,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3070 Co Rd 16 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3070 Co Rd 16 is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: T-Mobile, TDS Telecom.
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