3050 Co Rd 16, Centre, AL 35960 Property Records

Cherokee County property record for 3050 Co Rd 16, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Sep 2020)
Tax Bill	$710 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-12-09-31-0-000-004.001`

Property Details

APN / Parcel Number

Primary APN	`13-12-09-31-0-000-004.001`
Alternative APNs	`ALT APN:1209310000004001` `210559`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area
Utility Building	176 sqft

Location & Zoning

Account Number	210559
Street Address	3050 COUNTY ROAD 16
City	CENTRE
State	AL
Zip	35960-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR; S 62'TO POB; S 251'; E 316'; N 284';W 316'TO POB
Legal Range	11E
Legal Township	10S
Legal Section	31
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1032
Census Tract	956101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3050 COUNTY ROAD 16, CENTRE, AL 35960-4742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA TEACHERS CU
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage ALABAMA TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	2020214380
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	214380
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	3050 COUNTY ROAD 16, CENTRE, AL 35960-4742
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 COUNTY ROAD 16, CENTRE, AL 35960-4742

Mortgage

Document Number	0000232515
Date	Feb 21, 2024
Instrument	232515

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union
Address	GADSDEN, AL 35901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Mar 1, 2034
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	10.2%
Index	Prime Rate
Max Rate	13.2%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 24, 2020
Property Address	3050 COUNTY ROAD 16, CENTRE, AL 35960-4742
Document Number	214380
Map Reference	DB A353 PG 041
Instrument Date	Sep 23, 2020
Instrument	214380
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 COUNTY ROAD 16, CENTRE, AL 35960-4742

Mortgage

Document Number	214381
Date	Sep 24, 2020
Instrument	214381

Lender

Name	ALABAMA TEACHERS CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$710.00 (+7.41%)
2025	$661.00 (+2.64%) Homeowner's exemption	$15,860 (+2.19%) Land $960 Building $14,900	$169,700 (+2.35%) Land $9,500 Building $160,200
2024	$644.00 Additional exemption filed	$15,520 (-6.51%) Land $860 Building $14,660	$165,800 (-) Land $8,600 Building $157,200
2023	$644.00 Homeowner's exemption	$16,600 (+755.67%)	$165,800 (-) Land $8,600 Building $157,200
2022	$644.00 Homeowner's exemption	$1,940 Land $860 Building $1,080	$165,800 Land $8,600 Building $157,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile, TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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