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307 W Richards Ave, Silt, CO 81652 Property Records

Garfield County property record for 307 W Richards Ave, Silt, CO 81652

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,653 sqft · built 2003
Lot Size0.148 acres (6,453 sqft)
OwnerIndividual Name on File
Last Sale$231,000 (Sep 2015)
Tax Bill$1,668 (2023)
Deeds & MortgagesOct 2022 Second Mortgage
Nov 2020 Mortgage
APNR009387

Property Details

APN / Parcel Number

Primary APNR009387
Alternative APN
  • 217904408051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,653 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModular
Exterior MaterialBrick/Stone
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,453 sqft (0.148 acres)
Garage Area1 sqft
Parking Spaces2 Parking Spaces
Patio Area97 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR009387
Street Address307 W RICHARDS AVE
CitySILT
StateCO
Zip81652-8808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 4 TOWNSHIP: 6 RANGE: 92 SUBDIVISION: SPRUCE MEADOWS SUB LOT: 51
Legal Range92
Legal Township06
Legal Section04
Legal SubdivisionSPRUCE MEADOWS SUB
Legal Lot Number5
JurisdictionGARFIELD CO
Township / Civil DivisionNEW CASTLE
Census Block Group3
Census Block3020
Census Tract951901

Owner

307 W Richards Ave is owned and occupied by an individual who bought it in September 2015.

Source: Garfield County records, as of April 3, 2026

Owner of RecordIndividual Name on File
Mailing Address307 W RICHARDS AVE, SILT, CO 81652-8808
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Nov 20, 2020Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2015 · Amount on File
Deed SaleSep 4, 2015 · Amount on File
Prior SaleOct 31, 2011 · Amount on File
Deed Document Number2015867657
Prior Transfer DateSep 12, 2003
Prior Transfer Doc0000636509
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARFIELD CO
Property Address307 W RICHARDS AVE, SILT, CO 81652-8808
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000980317
DateOct 14, 2022
Instrument980317
Lender
NameDISCOVER BANK
TypeBank
AddressSILT, CO 81652
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueOct 14, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARFIELD CO
Property Address307 W RICHARDS AVE, SILT, CO 81652-8808
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyRADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000945791
DateNov 20, 2020
Instrument945791
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term180 Months
DueNov 13, 2035

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

TypeName
StateColorado
CountyGarfield County
MunicipalitySilt Town
Unified School DistrictGarfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,690 Land $5,130 Building $26,560$506,910 Land $82,000 Building $424,910
2023$1,668.00 (+8.38%)$23,670 (+15.8%) Land $4,640 Building $19,030$353,310 (+20.14%) Land $69,220 Building $284,090
2022$1,539.00$20,440 Land $3,130 Building $17,310$294,080 Land $45,000 Building $249,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 307 W Richards Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 W Richards Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SILT
serves 3,536 people · EPA ID CO0123710
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Nov 2020
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Kellin Communications
Fixed Wireless		1,000 / 220
Rise Broadband
Fixed Wireless		100 / 20

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