413 W Richards Ave, Silt, CO 81652 Property Records

Garfield County property record for 413 W Richards Ave, Silt, CO 81652

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,144 sqft · built 2005
Lot Size0.15 acres (6,517 sqft)
OwnerIndividual Name on Record
Last Sale$459,000 (Jun 2024)
Tax Bill$1,564 (2023)
Deeds & MortgagesDec 2021 Line of Credit
Mar 2017 Sale & Mortgage
APNR009398

Property Details

APN / Parcel Number

Primary APNR009398
Alternative APN
  • 217904408062

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,517 sqft (0.15 acres)
Garage Area1 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR009398
Street Address413 W RICHARDS AVE
CitySILT
StateCO
Zip81652-8809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 4 TOWNSHIP: 6 RANGE: 92 SUBDIVISION: SPRUCE MEADOWS SUB LOT: 62
Legal Range92
Legal Township06
Legal Section04
Legal SubdivisionSPRUCE MEADOWS SUB
Legal Lot Number6
JurisdictionGARFIELD CO
Township / Civil DivisionNEW CASTLE
Census Block Group3
Census Block3020
Census Tract951901

Owner

Source: Garfield County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 W RICHARDS AVE, SILT, CO 81652-8809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Intrafamily Transfer, Transfer · Line of Credit
ALPINE BANK
Mar 28, 2017Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2024 · Amount on Record
Deed SaleJun 13, 2024 · Amount on Record
Prior SaleDec 17, 2007 · Amount on Record
Deed Document Number2024997010
Prior Transfer DateDec 17, 2021
Prior Transfer Doc0000968808
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGARFIELD CO
Recording DateDec 27, 2021
Property Address413 W RICHARDS AVE, SILT, CO 81652-8809
Document Number0000968808
Map ReferenceDOC 618730
Instrument DateDec 17, 2021
Instrument968808
Transaction TypeTransfer
Record UpdatedJan 20, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address413 W RICHARDS AVE, SILT, CO 81652-8809

Mortgage

Document Number0000968809
DateDec 27, 2021
Instrument968809
Lender
NameALPINE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARFIELD CO
Recording DateMar 28, 2017
Property Address413 W RICHARDS AVE, SILT, CO 81652-8809
Document Number0000890580
Instrument DateMar 27, 2017
Instrument890580
Transaction TypeTransfer
Record UpdatedMay 25, 2017
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address615 EVERGREEN RD SILT CO 816528804, SILT, CO 81652-8804

Mortgage

Document Number890581
DateMar 28, 2017
Instrument890581
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressMUIR BEACH, CA 94965
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

TypeName
StateColorado
CountyGarfield County
MunicipalitySilt Town
Unified School DistrictGarfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,830 (+25.36%) Land $5,130 Building $22,700$445,270 (+34.4%) Land $82,000 Building $363,270
2023$1,564.00 (+10.45%)$22,200 (+18.02%) Land $4,600 Building $17,600$331,310 (+22.44%) Land $68,610 Building $262,700
2022$1,416.00$18,810 Land $3,130 Building $15,680$270,590 Land $45,000 Building $225,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SILT
serves 3,536 people · EPA ID CO0123710
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Nov 2020
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Kellin Communications
Fixed Wireless
1,000 / 220
Rise Broadband
Fixed Wireless
100 / 20

Nearby Properties on W Richards Ave

Nearby Streets

Search Property Records by Address or Parcel Number