307 W 5th St, Fulton, MO 65251 Property Records

Callaway County property record for 307 W 5th St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,008 sqft · built 1870
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Tax Bill	$531 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-17.0-40-006-018.001`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-17.0-40-006-018.001`
Alternative APN	`1304017040006010000`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
1st Floor Area	932 sqft

Exterior

Year Built	Built 1870
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1304017040006018001
Street Address	307 W 5TH ST
City	FULTON
State	MO
Zip	65251-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PT LOT 11 BLK 60 NCP - DEED IN ERROR
Legal Subdivision	WESTMINSTER PLACE
Legal Block	60
Legal Lot Number	11
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	1
Census Block	1013
Census Tract	70400

Owner

307 W 5th St is owned and occupied by an individual who acquired it in December 2021.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	307 W 5TH ST, FULTON, MO 65251-1744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST STATE COMMUNITY BANK
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Dec 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL TRUST BANK
Nov 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021
Deed Sale	Dec 17, 2021
Prior Sale	Nov 27, 2019
Deed Document Number	202109320
Deed Book / Page	496 / 641
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	307 W 5TH ST, FULTON, MO 65251-1744
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907407
Date	Nov 27, 2019
Instrument	201907407

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	307 W 5TH ST, FULTON, MO 65251-1744
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000248/111
Date	Dec 17, 2021
Book Page	248/111
Instrument	202109321

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 17, 2021
Property Address	307 W 5TH ST, FULTON, MO 65251-1744
Document Number	000496/641
Book / Page	496 / 641
Instrument Date	Dec 15, 2021
Instrument	202109320
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 W 5TH ST, FULTON, MO 65251-1744
Investor	Possibly a Property Investor

Mortgage

Document Number	0202109321
Date	Dec 17, 2021
Instrument	202109321

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 27, 2019
Property Address	307 W 5TH ST, FULTON, MO 65251-1744
Document Number	201907406
Book / Page	414
Instrument Date	Nov 26, 2019
Instrument	201907406
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 DAHLIA DR, COLUMBIA, MO 65202-3863

Tax Assessment & Valuation

The 2025 property tax bill for 307 W 5th St was $531.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$531.00	$8,596 (-)	$45,240 (-)
2024	$531.00 (+0.38%)	$8,596 (-)	$45,240 (-)
2023	$529.00 (+6.01%)	$8,596 (+5.85%)	$45,240
2022	$499.00	$8,121 Land $1,636 Building $6,485
2021			$42,740 Land $8,610 Building $34,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 W 5th St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1982–2016)
Most Recent Claim	Aug 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, Socket Telecom, Verizon.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures