207 W 5th St, Fulton, MO 65251 Property Records

Callaway County property record for 207 W 5th St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1950
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Jul 2019 Refinance Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-17.0-40-006-023.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-17.0-40-006-023.000`
Alternative APN	`1304017040006020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Carport
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1304017040006023000
Street Address	207 W 5TH ST
City	FULTON
State	MO
Zip	65251-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' OFF E SIDE LOT 13 BLK 60 NCP
Legal Block	60
Legal Lot Number	13
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	1
Census Block	1013
Census Tract	70400

Owner

207 W 5th St is owned and occupied by an individual who acquired it in October 2022.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	207 W 5TH ST, FULTON, MO 65251-1746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Oct 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMETOWN LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022
Deed Sale	Oct 13, 2022
Deed Document Number	202206517
Deed Book / Page	503 / 289
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	207 W 5TH ST, FULTON, MO 65251-1746
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904506
Date	Jul 30, 2019
Instrument	201904506

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 13, 2022
Property Address	207 W 5TH ST, FULTON, MO 65251-1746
Document Number	000503/289
Book / Page	503 / 289
Instrument Date	Sep 27, 2022
Instrument	202206517
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W 5TH ST, FULTON, MO 65251-1746
Investor	Possibly a Property Investor

Mortgage

Document Number	0202206518
Date	Oct 13, 2022
Instrument	202206518

Lender

Name	HOMETOWN LENDERS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 207 W 5th St was $1,612, down 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,612.00 (-0.12%)	$26,102 (-)	$137,380 (-)
2024	$1,614.00 (+0.44%)	$26,102 (-)	$137,380 (-)
2023	$1,607.00 (+5.93%)	$26,102 (+1.85%)	$137,380
2022	$1,517.00	$25,627 Land $2,071 Building $23,556
2021			$134,880 Land $10,900 Building $123,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 W 5th St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1982–2016)
Most Recent Claim	Aug 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile, Verizon.

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