307 Thomas St, Troup, TX 75789 Property Records

Smith County property record for 307 Thomas St, Troup, TX 75789

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,426 sqft · built 2022
Lot Size8.46 acres (368,648 sqft)
OwnerIndividual Name on Record
Tax Bill$4,762 (2026)
Deeds & MortgagesJul 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APNR221451

Property Details

APN / Parcel Number

Primary APNR221451
Alternative APN
  • 1-00000-1099-00-018030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,426 sqft Living Area
1st Floor Area1,426 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area368,648 sqft (8.46 acres)
Garage TypeCarport
Garage Area267 sqft
CarportCarport
Carport Area267 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR221451
Street Address307 THOMAS ST
CityTROUP
StateTX
Zip75789-4501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABST A 1099 W GEORGETRACT 18C
Legal SubdivisionA 1099 W GEORGE
Legal Tract18C
JurisdictionSMITH TX
Township / Civil DivisionTROUP-ARP
Census Block Group2
Census Block2053
Census Tract2101

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307 THOMAS ST, TROUP, TX 75789-4501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address307 THOMAS ST, TROUP, TX 75789-4501
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10991 STATE HIGHWAY 135 N, TROUP, TX 75789-8135

Mortgage

Document Number0001020336
DateJul 17, 2024
Instrument202401020336
Lender
NameAUSTIN BANK
TypeBank
AddressWHITEHOUSE, TX 75791
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
MunicipalityTroup City
Unified School DistrictTroup Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,762.00 (+3.52%) Homeowner's exemption$335,856 (+2.82%) Land $149,487 Building $186,369$335,856 (+2.82%) Land $149,487 Building $186,369
2025$4,600.00 (-13.19%) Homeowner's exemption$326,642 (-0.38%) Land $152,952 Building $173,690$326,642 (-0.38%) Land $152,952 Building $173,690
2024$5,299.00 (+6.6%) Homeowner's exemption$327,889 (+1.05%) Land $80,982 Building $246,907$327,889 (+1.05%) Land $80,982 Building $246,907
2023$4,971.00 (+216.22%) Homeowner's exemption$324,473 Land $80,982 Building $243,491$324,473 Land $80,982 Building $243,491
2022$1,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROUP
serves 2,006 people · EPA ID TX2120003
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thomas St

Nearby Streets

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