Smith County property record for 104 Thomas St, Troup, TX 75789
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,651 sqft · built 2004 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $276,640 (Sep 2022) |
| Tax Bill | $4,453 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R126784 |
| Primary APN | R126784 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,651 sqft Heated Area |
| 1st Floor Area | 1,651 sqft |
| Flooring | Carpet |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | R126784 |
|---|---|
| Street Address | 104 THOMAS ST |
| City | TROUP |
| State | TX |
| Zip | 75789-4508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKCREST SUBD BLOCK A LOT 2 |
| Legal Subdivision | OAKCREST SUBD |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | TROUP-ARP |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 2101 |
104 Thomas St is owned and occupied by two individuals who bought it in September 2022.
Source: Smith County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 THOMAS ST, TROUP, TX 75789-4508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on File |
| Deed Sale | Sep 12, 2022 · Amount on File |
| Prior Sale | Oct 12, 2018 · Amount on File |
| Deed Document Number | 202235242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Sep 12, 2022 |
| Property Address | 104 THOMAS ST, TROUP, TX 75789-4508 |
| Document Number | 0001035242 |
| Map Reference | CAB D SL 124-C |
| Instrument Date | Sep 8, 2022 |
| Instrument | 202201035242 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 THOMAS ST, TROUP, TX 75789-4508 |
| Document Number | 0001035243 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 202201035243 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Oct 12, 2018 |
| Property Address | 104 THOMAS ST, TROUP, TX 75789-4508 |
| Document Number | 0000042658 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 42658 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 THOMAS ST TROUP TX 757894508, TROUP, TX 75789-4508 |
| Document Number | 42659 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 42659 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2048 |
The 2026 property tax bill for 104 Thomas St was $4,453 with a homeowner's exemption, up 8.8% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Troup City |
| Unified School District | Troup Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,453.00 (+8.85%) Homeowner's exemption | $318,336 (+6.89%) Land $24,257 Building $294,079 | $318,336 (+6.89%) Land $24,257 Building $294,079 |
| 2025 | $4,091.00 (-8.31%) Homeowner's exemption | $297,827 Land $24,257 Building $273,570 | $297,827 Land $24,257 Building $273,570 |
| 2024 | $4,462.00 (+16.99%) | ||
| 2023 | $3,814.00 (-6.7%) Homeowner's exemption | $259,718 Land $6,810 Building $252,908 | $259,718 Land $6,810 Building $252,908 |
| 2022 | $4,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Thomas St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROUP serves 2,006 people · EPA ID TX2120003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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