307 Sutton St, Savoy, IL 61874 Property Records

Champaign County property record for 307 Sutton St, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.178 acres (7,792 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Jul 2024)
Tax Bill	$12 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-255-004`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-255-004`

Exterior

Lot Area	7,792 sqft (0.178 acres)

Location & Zoning

Street Address	307 SUTTON ST
City	SAVOY
State	IL
Zip	61874-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2021R15061
Legal Subdivision	PRAIRIE MEADOWS SUB PH V
Legal Lot Number	2021R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5005
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 SUTTON ST, SAVOY, IL 61874-9398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 14, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 11, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 16, 2024	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	202410090
Last Transfer Date	Mar 13, 2025
Transfer Doc	0000003456
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	307 SUTTON ST, SAVOY, IL 61874-9398
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SUTTON ST, SAVOY, IL 61874-9398

Mortgage

Document Number	0000020100
Date	Dec 31, 2025
Instrument	2025R20100

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 14, 2025
Property Address	307 SUTTON ST, SAVOY, IL 61874-9398
Document Number	0000003456
Map Reference	DOC 2021R15061
Instrument Date	Mar 13, 2025
Instrument	2025R03456
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SUTTON ST, SAVOY, IL 61874-9398

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 11, 2024
Property Address	307 SUTTON ST, SAVOY, IL 61874-9398
Document Number	0000010090
Map Reference	DOC 2021R15061
Instrument Date	Jul 10, 2024
Instrument	2024R10090
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 SUTTON ST, SAVOY, IL 61874-9398

Mortgage

Document Number	0000010091
Date	Jul 11, 2024
Instrument	2024R10091

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.5%

February 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 16, 2024
Property Address	307 SUTTON ST, SAVOY, IL 61874-9398
Document Number	0000002021
Map Reference	DOC 2021R15061
Instrument Date	Feb 1, 2024
Instrument	2024R02021
Transaction Type	Construction Loan
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630

Mortgage

Document Number	0000002022
Date	Feb 16, 2024
Instrument	2024R02022

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,400 (+93,5%) Land $18,700 Building $121,700	$421,200 (+93,5%) Land $56,100 Building $365,100
2024	$12.00
2022	$12.00	$150 Land $150	$450 Land $450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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