305 Sutton St, Savoy, IL 61874 Property Records

Champaign County property record for 305 Sutton St, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.178 acres (7,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (Mar 2025)
Tax Bill	$2,642 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-255-003`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-255-003`

Exterior

Lot Area	7,792 sqft (0.178 acres)

Location & Zoning

Street Address	305 SUTTON ST
City	SAVOY
State	IL
Zip	61874-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2021R15061
Legal Subdivision	PRAIRIE MEADOWS SUBDIVISION PHASE V
Legal Lot Number	2021R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5005
Census Tract	10901

Owner

Source: Champaign County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 SUTTON ST, SAVOY, IL 61874-9398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Aug 21, 2023	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	20253477
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 27, 2026
Property Address	305 SUTTON ST, SAVOY, IL 61874-9398
Document Number	0000005989
Instrument Date	Mar 23, 2026
Instrument	20265989
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	305 SUTTON ST, SAVOY, IL 61874-9398
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005989,
Date	Apr 27, 2026
Instrument	20265989

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 21, 2023
Property Address	305 SUTTON AVE, SAVOY, IL 61874-9398
Document Number	0000011943
Map Reference	DOC 2021R15061
Instrument Date	Jul 6, 2023
Instrument	2023R11943
Transaction Type	Construction Loan
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630

Mortgage

Document Number	0000011944
Date	Aug 21, 2023
Instrument	2023R11944

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 18, 2024

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,260 (+103,406.67%) Land $18,700 Building $136,560	$465,780 (+103,406.67%) Land $56,100 Building $409,680
2024	$2,642.00 (+21,916.67%)
2022	$12.00	$150 Land $150	$450 Land $450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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