307 Spruce St, Sebring, FL 33870 Property Records

Highlands County property record for 307 Spruce St, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,357 sqft · built 1935
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Sep 2020)
Tax Bill	$2,567 (2024)
Deeds & Mortgages	Feb 2026 Transfer Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S204909012600021`

Property Details

APN / Parcel Number

Primary APN	`S204909012600021`
Alternative APN	`S-20-34-29-090-1260-0021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,357 sqft Living Area
1st Floor Area	1,357 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1964
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Driveway	Asphalt Driveway
Driveway Area	166 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	308 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	307 SPRUCE ST
City	SEBRING
State	FL
Zip	33870-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LA PALOMA SUB PB 1-PG 44 N 1/2 OF LOT 2 + N 1/2 OF LOT 3 BLK 126
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	LA PALOMA
Legal Block	126
Legal Lot Number	2,3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3040
Census Tract	960800

Owner

307 Spruce St is owned and occupied by an individual who acquired it in February 2026.

Source: Highlands County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	307 SPRUCE ST, SEBRING, FL 33870-3179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 10, 2020	Warranty Deed, Transfer GERALD CHANEY
Aug 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Sep 10, 2020 · Amount on File
Deed Document Number	20202772546
Deed Book / Page	2772 / 546
Last Transfer Date	Feb 25, 2026
Transfer Doc	0002301469
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 26, 2026
Property Address	307 SPRUCE ST, SEBRING, FL 33870-3179
Document Number	0002301469
Book / Page	3176 / 679
Map Reference	MB 1 PG 44
Instrument Date	Feb 25, 2026
Instrument	2301469
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2941 LAKEVIEW DR, SEBRING, FL 33870-7902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SPRUCE ST, SEBRING, FL 33870-3179
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 10, 2020
Property Address	307 SPRUCE ST, SEBRING, FL 33870-3179
Document Number	0001998198
Book / Page	002772 / 000546
Instrument Date	Sep 10, 2020
Instrument	1998198
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SPRUCE ST SEBRING FL 338703179, SEBRING, FL 33870-3179

Mortgage

Document Number	1998199
Date	Sep 10, 2020
Book Page	002772/000548
Instrument	1998199

Lender

Name	GERALD CHANEY
Address	HWY 27 S, AVON PARK, FL 33825
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	84 Months
Due	Sep 9, 2027

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 12, 2020
Property Address	307 SPRUCE ST, SEBRING, FL 33870-3179
Document Number	0001994811
Book / Page	002767 / 000895
Instrument Date	Aug 12, 2020
Instrument	1994811
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$441.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 US HIGHWAY 27 S AVON PARK FL 338255304, AVON PARK, FL 33825-5304

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,559 Land $11,475 Building $128,084	$139,559 Land $11,475 Building $128,084
2024	$2,567.00 (+8.63%)
2023	$2,363.00 (+14.6%)	$124,410 (+24.36%) Land $8,606 Building $115,804	$124,410 (+24.36%) Land $8,606 Building $115,804
2022	$2,062.00	$100,039 Land $8,606 Building $91,433	$100,039 Land $8,606 Building $91,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Spruce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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