306 Spruce St, Sebring, FL 33870 Property Records

Highlands County property record for 306 Spruce St, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,402 sqft · built 1964
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jan 2019)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S204909012500101`

Property Details

APN / Parcel Number

Primary APN	`S204909012500101`
Alternative APN	`S-20-34-29-090-1250-0101`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	1,134 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1972
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Driveway	Concrete Driveway
Driveway Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	306 SPRUCE ST
City	SEBRING
State	FL
Zip	33870-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LA PALOMA SUB 1/44 LOTS 10 + 11-LESS N 60 FT BLK 125
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	LA PALOMA
Legal Block	125
Legal Lot Number	10,11
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2019
Census Tract	960800

Owner

Source: Highlands County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 PARK ST, SEBRING, FL 33870-3169
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 19, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 3, 2019	Warranty Deed, Transfer · Construction Mortgage KAY E L SAGER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	201923739
Deed Book / Page	2671 / 1839
Last Transfer Date	Jun 14, 2023
Transfer Doc	0002156345
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 19, 2026
Property Address	306 SPRUCE ST, SEBRING, FL 33870-3179
Document Number	0002318167
Book / Page	3200 / 116
Instrument Date	Jun 11, 2026
Instrument	20262318167
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PARK ST, SEBRING, FL 33870-3169

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 19, 2023
Property Address	306 SPRUCE ST, SEBRING, FL 33870-3179
Document Number	0002156345
Book / Page	2981 / 1648
Map Reference	MB 1 PG 44
Instrument Date	Jun 14, 2023
Instrument	2156345
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 PARK ST, SEBRING, FL 33870-3169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 PARK ST, SEBRING, FL 33870-3169

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 3, 2019
Property Address	306 SPRUCE ST, SEBRING, FL 33870-3179
Document Number	0001923739
Book / Page	002671 / 001839
Instrument Date	Jan 2, 2019
Instrument	1923739
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PARK ST SEBRING FL 338703169, SEBRING, FL 33870-3169

Mortgage

Document Number	1923740
Date	Jan 3, 2019
Book Page	002671/001841
Instrument	1923740

Lender

Name	KAY E L SAGER
Address	3904 N RIVER RD, PORT ALLEN, LA 70767-3522
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2020

Interest

Rate	5%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,394.00 (+2.88%)	$151,865 (+12.6%) Land $12,750 Building $139,115	$151,865 (+12.6%) Land $12,750 Building $139,115
2024	$3,299.00 (+31.38%)
2023	$2,511.00 (+14.66%)	$134,873 (+24.38%) Land $9,562 Building $125,311	$134,873 (+24.38%) Land $9,562 Building $125,311
2022	$2,190.00	$108,439 Land $9,562 Building $98,877	$108,439 Land $9,562 Building $98,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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