Lafayette County property record for 307 Shady Grove Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,171 sqft · built 2015 |
| Lot Size | 1.59 acres (69,362 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,000 (Jun 2021) |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185X-16-026.24 |
| Primary APN | 185X-16-026.24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,171 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| 2nd Floor Area | 120 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 69,362 sqft (1.59 acres) |
| Lot Dimensions | 123 ft deep x 56.3 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27906 |
|---|---|
| Street Address | 307 SHADY GROVE LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-7096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT R65 SOUTHPOINTE DEVELOPMENT PH I PREV APN: 125 -16-085 |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 16 |
| Legal Subdivision | SOUTHPOINTE |
| Legal Phase | 1 |
| Legal Lot Number | R65 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950506 |
307 Shady Grove Loop is owned and occupied by two individuals who bought it in June 2021.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 SHADY GROVE LOOP, OXFORD, MS 38655-7096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 9, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Sep 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on File |
| Deed Sale | Jun 9, 2021 · Amount on File |
| Prior Sale | Sep 3, 2015 · Amount on File |
| Deed Document Number | 20216197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 307 SHADY GROVE LOOP, OXFORD, MS 38655-7096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 307 SHADY GROVE LOOP, OXFORD, MS 38655-7096 |
| Document Number | 0202401942 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024-01942 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jun 9, 2021 |
| Property Address | 307 SHADY GROVE LOOP, OXFORD, MS 38655-7096 |
| Document Number | 202106197 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 202106197 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 ROCK SPRINGS DR, 505, OXFORD, MS 38655-9244 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 307 SHADY GROVE LOOP, OXFORD, MS 38655-7096 |
| Document Number | 202106198 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 202106198 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 307 SHADY GROVE LOOP, OXFORD, MS 38655-7096 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201907239 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 201907239 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 25, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 307 Shady Grove Loop was $3,218 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,218.00 Homeowner's exemption | $24,842 | $248,420 Land $40,000 Building $208,420 |
| 2023 | $2,637.00 Homeowner's exemption | $20,299 | $202,990 Land $40,000 Building $162,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 307 Shady Grove Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Shady Grove Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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