303 Shady Grove Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 303 Shady Grove Loop, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,303 sqft · built 2015
Lot Size0.278 acres (12,127 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Aug 2020)
Tax Bill$3,339 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN185X-16-026.22

Property Details

APN / Parcel Number

Primary APN185X-16-026.22
Alternative APNs
  • 125-16-083
  • 27904

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,303 sqft Living Area
1st Floor Area1,326 sqft
2nd Floor Area605 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,127 sqft (0.278 acres)
Lot Dimensions216 ft deep x 177 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number27904
Street Address303 SHADY GROVE LOOP
CityOXFORD
StateMS
Zip38655-7096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT R67 SOUTHPOINTE DEVELOPMENT PH I PREV APN: 125 -16-083
Legal Range03W
Legal Township09S
Legal Section16
Legal SubdivisionSOUTHPOINTE
Legal Phase1
Legal Lot NumberR67
JurisdictionLAFAYETTE MS
Township / Civil Division4
Census Block Group1
Census Block1021
Census Tract950506

Owner

303 Shady Grove Loop is owned and occupied by two individuals who bought it in August 2020.

Source: Lafayette County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address303 SHADY GROVE LOOP, OXFORD, MS 38655-7096
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2023Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Aug 12, 2020Correction Deed · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2020 · Amount on File
Deed SaleAug 12, 2020 · Amount on File
Prior SaleJul 30, 2015 · Amount on File
Deed Document Number20207392
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address303 SHADY GROVE LOOP, OXFORD, MS 38655-7096
Transaction TypeMortgage
Record UpdatedAug 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 SHADY GROVE LOOP, OXFORD, MS 38655-7096

Mortgage

Document Number0202305060
DateJul 7, 2023
Instrument2023-05060
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 27, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionLAFAYETTE MS
Recording DateAug 12, 2020
Property Address303 SHADY GROVE LOOP, OXFORD, MS 38655-7096
Document Number0202007392
Instrument DateAug 12, 2020
Instrument202007392
Record UpdatedAug 16, 2022

Transferred From (Grantor/Seller)

NameVerified Name
Address15 COUNTY ROAD 318, 15, TAYLOR, MS 38673-4623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15 COUNTY ROAD 318, TAYLOR, MS 38673-4623

Mortgage

Document Number0202004373
DateAug 12, 2020
Instrument202004373
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 303 Shady Grove Loop was $3,339 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictLafayette County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,339.00 Homeowner's exemption$26,841$268,410 Land $40,000 Building $228,410
2023$2,678.00 Homeowner's exemption$21,696$216,960 Land $40,000 Building $176,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 Shady Grove Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Shady Grove Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 60% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

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