307 S Main St, Laurel, IA 50141 Property Records

Marshall County property record for 307 S Main St, Laurel, IA 50141

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,294 sqft · built 1910
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Aug 2026)
Tax Bill	$904 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8218-27-429-009`

Property Details

APN / Parcel Number

Primary APN	`8218-27-429-009`
Alternative APN	`1527429009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
1st Floor Area	1,294 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	307 S MAIN ST
City	LAUREL
State	IA
Zip	50141-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 2
Legal Subdivision	REIFSCHNEIDERS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	MARSHALL IA
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4070
Census Tract	950300

Owner

Source: Marshall County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	307 S MAIN ST, LAUREL, IA 50141-7729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST COMMUNITY FCU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	20263773
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL IA
Recording Date	Aug 25, 2026
Property Address	307 S MAIN ST, LAUREL, IA 50141-7729
Document Number	0000003773
Instrument Date	Aug 18, 2026
Instrument	20263773
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20,765.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S MAIN ST, LAUREL, IA 50141-7729

Mortgage

Document Number	0000003774,
Date	Aug 25, 2026
Instrument	20263774

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000003775,
Date	Aug 25, 2026
Instrument	20263775

Lender

Name	IOWA FINANCIAL AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL IA
Property Address	307 S MAIN ST, LAUREL, IA 50141-7729
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002026110
Date	Jan 12, 2026
Instrument	2026-110

Lender

Name	MEMBERS 1ST COMMUNITY FCU
Type	Credit Union
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL IA
Property Address	307 S MAIN ST, LAUREL, IA 50141-7729
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20216633
Date	Sep 29, 2021
Instrument	2021-6633

Lender

Name	MEMBERS FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Marshall County
Municipality	Laurel City
Unified School District	East Marshall Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00 Homeowner's exemption	$95,020 (+17.91%) Land $4,280 Building $90,740	$95,020 (+17.91%) Land $4,280 Building $90,740
2024	$904.00 (-25.29%)
2023		$80,590 Land $4,280 Building $76,310	$80,590 Land $4,280 Building $76,310
2022	$1,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER WORKS serves 220 people · EPA ID IA6452062
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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