305 S Main St, Laurel, IA 50141 Property Records

Marshall County property record for 305 S Main St, Laurel, IA 50141

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,300 sqft · built 1964
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jul 2025)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8218-27-429-008`

Property Details

APN / Parcel Number

Primary APN	`8218-27-429-008`
Alternative APN	`1527429008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	305 S MAIN ST
City	LAUREL
State	IA
Zip	50141-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2
Legal Subdivision	REIFSCHNEIDERS ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	MARSHALL IA
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4070
Census Tract	950300

Owner

305 S Main St is owned and occupied by two individuals who bought it in July 2025.

Source: Marshall County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 S MAIN ST, LAUREL, IA 50141-7729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage MEMBERS FIRST COMMUNITY CU
Jan 16, 2026	Correction Deed
Jul 22, 2025	Warranty Deed, Transfer · Conventional Mortgage CEDAR FALLS COMMUNITY CU
Feb 28, 2018	Warranty Deed, Transfer · FHA Mortgage PREMIER LENDING INC
Feb 11, 2013	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	20252974
Prior Transfer Date	Jul 17, 2025
Prior Transfer Doc	0002026198
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL IA
Property Address	305 S MAIN ST, LAUREL, IA 50141-7729
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000762
Date	Feb 14, 2022
Instrument	202200000762

Lender

Name	MEMBERS FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2032

Interest

Rate Type	Fixed Rate

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARSHALL IA
Recording Date	Jan 16, 2026
Property Address	305 S MAIN ST, LAUREL, IA 50141-7729
Document Number	0002026198
Instrument Date	Jul 22, 2025
Instrument	2026-198
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Tax	$284.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 S MAIN ST, LAUREL, IA 50141-7729

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL IA
Recording Date	Jul 22, 2025
Property Address	305 S MAIN ST, LAUREL, IA 50141-7729
Document Number	0020252974
Instrument Date	Jul 17, 2025
Instrument	2025-2974
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 S MAIN ST, LAUREL, IA 50141-7729

Mortgage

Document Number	0020252975
Date	Jul 22, 2025
Instrument	2025-2975

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL IA
Recording Date	Feb 28, 2018
Property Address	305 S MAIN ST, LAUREL, IA 50141-7729
Document Number	201800000898
Instrument Date	Feb 22, 2018
Instrument	201800000898
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S MAIN ST, LAUREL, IA 50141-7729

Mortgage

Document Number	201800000900
Date	Feb 28, 2018
Instrument	201800000900

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

February 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSHALL IA
Recording Date	Feb 11, 2013
Property Address	305 S MAIN ST, LAUREL, IA 50141-7729
Document Number	0020130880
Instrument Date	Feb 7, 2013
Instrument	2013-0880
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 305 S Main St was $1,326 with a homeowner's exemption.

Source: Marshall County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Marshall County
Municipality	Laurel City
Unified School District	East Marshall Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 Homeowner's exemption	$116,190 Land $4,280 Building $111,910	$116,190 Land $4,280 Building $111,910
2024	$1,326.00
2023		$113,490 Land $4,280 Building $109,210	$113,490 Land $4,280 Building $109,210
2022	$1,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER WORKS serves 220 people · EPA ID IA6452062
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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