307 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 307 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,489 sqft · built 2006
Lot Size	0.769 acres (33,541 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Jun 2017)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4215-43-7030-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-43-7030-0000`
Alternative APNs	`400976196` `976196`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,489 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Lot Area	33,541 sqft (0.769 acres)
Porch	Porch
Porch Area	91 sqft
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400976196
Old Parcel Number	4215 43 7030 0000
Street Address	307 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L139,PB 32/63 PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	139
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	307 ROYAL TERN DR, HAMPSTEAD, NC 28443-7237
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 30, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jun 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	000194991A
Deed Book / Page	19499 / 1A
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	307 ROYAL TERN DR, HAMPSTEAD, NC 28443-7237
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047270837
Date	Oct 7, 2020
Book Page	4727/837

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 30, 2017
Property Address	307 ROYAL TERN DR, HAMPSTEAD, NC 28443-7237
Document Number	0046461429
Book / Page	004646 / 001429
Instrument Date	Jun 23, 2017
Instrument	20025708
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 ROYAL TERN DR HAMPSTEAD NC 284437237, HAMPSTEAD, NC 28443-7237

Mortgage

Document Number	46461431
Date	Jun 30, 2017
Book Page	004646/001431
Instrument	20025709

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 30, 2017
Property Address	307 ROYAL TERN DR, HAMPSTEAD, NC 28443-7237
Document Number	0046461427
Book / Page	004646 / 001427
Instrument Date	May 18, 2017
Instrument	20025707
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$690.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	307 ROYAL TERN DR HAMPSTEAD NC 284437237, HAMPSTEAD, NC 28443-7237
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,264.00 (+13.85%)	$948,645 (+186.38%) Land $163,200 Building $785,445	$948,645 (+186.38%) Land $163,200 Building $785,445
2023		$331,258 (-) Land $64,027 Building $267,231	$331,258 (-) Land $64,027 Building $267,231
2022	$2,867.00	$331,258 Land $64,027 Building $267,231	$331,258 Land $64,027 Building $267,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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