246 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 246 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,740 sqft · built 2014
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Nov 2025)
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4215-42-4860-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-42-4860-0000`
Alternative APNs	`400975658` `975658`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,740 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Lot Area	35,719 sqft (0.82 acres)

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	225 sqft
Patio Area	255 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	400975658
Street Address	246 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 1 PB 38/82 PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	1
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 ROYAL TERN DR, HAMPSTEAD, NC 28443-7233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	202520149178
Deed Book / Page	4878 / 2046
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 25, 2025
Property Address	246 ROYAL TERN DR, HAMPSTEAD, NC 28443-7233
Document Number	0048782046
Book / Page	4878 / 2046
Map Reference	MB 38 PG 82
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2430 SONOMA LN, EASTON, PA 18040-7468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 ROYAL TERN DR, HAMPSTEAD, NC 28443-7233

Mortgage

Document Number	0048782048
Date	Nov 25, 2025
Instrument	4878/2048

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 26, 2017
Property Address	246 ROYAL TERN DR, HAMPSTEAD, NC 28443-7233
Document Number	0046432937
Book / Page	004643 / 002937
Instrument Date	May 25, 2017
Instrument	20024206
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 AUBURN DR ANNVILLE PA 170038604, ANNVILLE, PA 17003-8604

Mortgage

Document Number	46432940
Date	May 26, 2017
Book Page	004643/002940
Instrument	20024207

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,429.00	$709,536 (+103.2%) Land $171,200 Building $538,336	$709,536 (+103.2%) Land $171,200 Building $538,336
2024	$3,429.00 (+9.69%)	$349,178 (-) Land $65,681 Building $283,497	$349,178 (-) Land $65,681 Building $283,497
2023		$349,178 (-) Land $65,681 Building $283,497	$349,178 (-) Land $65,681 Building $283,497
2022	$3,126.00	$349,178 Land $65,681 Building $283,497	$349,178 Land $65,681 Building $283,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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