307 Prairie St, Spring Valley, IL 61362 Property Records

Bureau County property record for 307 Prairie St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1950
Lot Size	0.395 acres (17,200 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2018)
Tax Bill	$7,457 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-35-478-005`

Property Details

APN / Parcel Number

Primary APN	`18-35-478-005`
Alternative APN	`1751`

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,200 sqft (0.395 acres)
Lot Dimensions	172 ft deep x 100 ft wide

Location & Zoning

Account Number	1835478005
Street Address	307 PRAIRIE ST
City	SPRING VALLEY
State	IL
Zip	61362-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-NELSON'S 2ND SD L 6-7 BLK 1 (100 X 172) D 18-4749
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	NELSON'S 2ND SD
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1005
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 PRAIRIE ST, SPRING VALLEY, IL 61362-2334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
Dec 13, 2018	Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Prior Sale	Apr 27, 2015 · Amount on Record
Deed Document Number	20184749
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	307 PRAIRIE ST, SPRING VALLEY, IL 61362-2334
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03725
Date	Oct 3, 2019
Instrument	2019R03725

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Dec 13, 2018
Property Address	307 PRAIRIE ST, SPRING VALLEY, IL 61362-2334
Document Number	2018R04749
Instrument Date	Nov 30, 2018
Instrument	2018R04749
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 PRAIRIE ST, SPRING VALLEY, IL 61362-2334

Mortgage

Document Number	2018R04750
Date	Dec 13, 2018
Instrument	2018R04750

Lender

Name	OTTAWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,457.00 (+12.87%)	$78,969 (+15.77%) Land $4,018 Building $74,951	$236,907 (+15.77%) Land $12,054 Building $224,853
2023		$68,213 Land $3,471 Building $64,742	$204,639 Land $10,413 Building $194,226
2022	$6,607.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink.

Nearby Properties on Prairie St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures