306 Prairie St, Spring Valley, IL 61362 Property Records

Bureau County property record for 306 Prairie St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Lot Size	0.098 acres (4,250 sqft)
Owner	Individual Name on Record
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-35-477-007`

Property Details

APN / Parcel Number

Primary APN	`18-35-477-007`
Alternative APN	`1754`

Exterior

Lot Area	4,250 sqft (0.098 acres)
Lot Dimensions	170 ft deep x 25 ft wide

Location & Zoning

Account Number	1835477007
Street Address	306 PRAIRIE ST
City	SPRING VALLEY
State	IL
Zip	61362-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-NELSON'S 2ND SD S1/2 L 4 & L 5 BLK 2 D 18-1430 (25X170)
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	NELSON'S 2ND SD
Legal Block	2
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1004
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	306 PRAIRIE ST, SPRING VALLEY, IL 61362-2335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
Apr 18, 2018	Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	306 PRAIRIE ST, SPRING VALLEY, IL 61362-2335
Transaction Type	Mortgage
Record Updated	Apr 1, 2020
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01065
Date	Mar 19, 2020
Instrument	2020R01065

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BUREAU IL
Recording Date	Apr 18, 2018
Property Address	306 PRAIRIE ST, SPRING VALLEY, IL 61362-2335
Document Number	2018R01430
Instrument Date	Apr 13, 2018
Instrument	2018R01430
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 PRAIRIE ST, SPRING VALLEY, IL 61362-2335

Mortgage

Document Number	2018R01431
Date	Apr 18, 2018
Instrument	2018R01431

Lender

Name	OTTAWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,657.00 (+14.57%)	$42,048 (+15.77%) Land $3,423 Building $38,625	$126,144 (+15.77%) Land $10,269 Building $115,875
2023		$36,321 Land $2,957 Building $33,364	$108,963 Land $8,871 Building $100,092
2022	$3,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink.

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