307 Old Mill Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 307 Old Mill Rd, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,600 sqft · built 1710
Lot Size9.49 acres (413,384 sqft)
OwnerCompany Name on Record
Last Sale$307,500 (Aug 2016)
Tax Bill$2,562 (2025)
Deeds & MortgagesFeb 2024 Transfer
Sep 2022 Refinance
Flood ZoneZone X (minimal risk)
APN16-0149-95

Property Details

APN / Parcel Number

Primary APN16-0149-95
Alternative APNs
  • CHAR M:25 L:26
  • M:025 B:026

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,600 sqft Living Area
Gross Area3,720 sqft
1st Floor Area1,480 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1710
Effective Year BuiltEffective 1710
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGambrel
Roof MaterialWood Shingle
Lot Area413,384 sqft (9.49 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number16-0149-95
Street Address307 OLD MILL RD
CityCHARLESTOWN
StateRI
Zip02813-3613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal Lot Number26
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2035
Census Tract51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address307 OLD MILL RD, CHARLESTOWN, RI 02813-3613
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Quit Claim Deed, Transfer
Quitclaim
Sep 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2016 · Amount on Record
Deed SaleAug 9, 2016 · Amount on Record
Deed Document Number20163
Deed Book / Page418 / 470
Last Transfer DateFeb 7, 2024
Transfer Doc000501-651
Record UpdatedOct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTOWN RI
Recording DateFeb 22, 2024
Property Address307 OLD MILL RD, CHARLESTOWN, RI 02813-3613
Document Number000501-651
Book / Page501 / 651
Instrument DateFeb 7, 2024
Instrument246
Transaction TypeTransfer
Record UpdatedMar 7, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 OLD MILL RD, CHARLESTOWN, RI 02813-3613

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address307 OLD MILL RD, CHARLESTOWN, RI 02813-3613
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000490-344
DateSep 20, 2022
Book Page490/344
Instrument1909
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,562.00 (+3.64%)$432,000 (+0.33%) Land $171,300 Building $260,700$580,688
2023$2,472.00$430,600 Land $171,300 Building $259,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims32 (1984–2012)
Claims Outside the SFHA9 of 32
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 10 claims
  • Severe Storms And Flooding, Mar 2010 · 10 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 77% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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