280 Old Mill Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 280 Old Mill Rd, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,252 sqft · built 1984
Lot Size0.99 acres (43,124 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jan 2001)
Tax Bill$3,212 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN3-0330-71

Property Details

APN / Parcel Number

Primary APN3-0330-71
Alternative APNs
  • CHAR M:25 L:62 S:1
  • M:025 B:062 L:001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,252 sqft Living Area
Gross Area4,573 sqft
1st Floor Area1,292 sqft
Basement Area1,280 sqft
Unfinished Basement1,280 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area43,124 sqft (0.99 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number3-0330-71
Street Address280 OLD MILL RD
CityCHARLESTOWN
StateRI
Zip02813-3609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal Lot Number62
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2042
Census Tract51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address280 OLD MILL RD, CHARLESTOWN, RI 02813-3609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2001 · Amount on Record
Deed SaleJan 22, 2001 · Amount on Record
Prior SaleJul 24, 1998 · Amount on Record
Deed Book / Page193 / 913
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address280 OLD MILL RD, CHARLESTOWN, RI 02813-3609
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number454-242
DateDec 11, 2019
Book Page454/242
Instrument2744
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,212.00 (+3.31%)$541,600 (-) Land $148,500 Building $393,100$638,738
2023$3,109.00$541,600 Land $148,500 Building $393,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims32 (1984–2012)
Claims Outside the SFHA9 of 32
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 10 claims
  • Severe Storms And Flooding, Mar 2010 · 10 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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