Morgan County property record for 307 N Oak St, Stover, MO 65078
| Property Type | Single Family Home |
|---|---|
| Details | 1,242 sqft · built 1910 |
| Lot Size | 0.162 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $242 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-35-300-008-008.000 |
| Primary APN | 09-7.0-35-300-008-008.000 |
|---|
| Building Area | 1,242 sqft Adjusted Area |
|---|---|
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 7,100 sqft (0.162 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Utility Building | 144 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 307 N OAK ST |
|---|---|
| City | STOVER |
| State | MO |
| Zip | 65078-0892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17 & 19 BLK 13 ORIG TOWN OF STOVER 50' X 142' |
| Legal Subdivision | ORIG TOWN OF STOVER |
| Legal Block | 13 |
| Legal Lot Number | 17,19 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | HAW CREEK |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 470200 |
Source: Morgan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 133, STOVER, MO 65078-0133 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit CONCORDIA BANK |
| Sep 8, 2021 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK OF ELDON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2021 |
| Deed Sale | Sep 8, 2021 |
| Prior Sale | Jul 11, 2011 |
| Deed Document Number | 0020215823 |
| Deed Book / Page | 2021 / 5823 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 307 N OAK ST, STOVER, MO 65078-0892 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 611 E 3RD ST, STOVER, MO 65078-0939 |
| Document Number | 0202506131 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 202506131 |
| Name | CONCORDIA BANK |
|---|---|
| Type | Bank |
| Address | LAURIE, MO 65038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 5, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Sep 8, 2021 |
| Property Address | 307 N OAK ST, STOVER, MO 65078-0892 |
| Document Number | 0202105823 |
| Map Reference | MB 1835 PG 26 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 202105823 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | NOT AVAILABLE, HUBBARD KAVANAUGH TTL GUARAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 133, STOVER, MO 65078-0133 |
| Document Number | 0202105824 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 202105824 |
| Name | CITIZENS BANK OF ELDON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2051 |
Source: Morgan County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Municipality | Stover City |
| Unified School District | Morgan County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242.00 (+7.56%) | $4,940 (+10.51%) | |
| 2024 | $26,000 (+10.64%) Land $2,800 Building $23,200 | ||
| 2023 | $225.00 | $4,470 | |
| 2022 | $225.00 (+26.4%) | $23,500 Land $2,500 Building $21,000 | |
| 2011 | $178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STOVER PWS serves 1,094 people · EPA ID MO3010767 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures