304 N Oak St, Stover, MO 65078 Property Records

Morgan County property record for 304 N Oak St, Stover, MO 65078

Property Summary

Property TypeSingle Family Home
Details874 sqft · built 1930
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on Record
Last Sale$114,191 (Feb 2025)
Tax Bill$180 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN09-7.0-35-300-009-003.000

Property Details

APN / Parcel Number

Primary APN09-7.0-35-300-009-003.000

Interior

Building Area874 sqft Living Area
1st Floor Area874 sqft
FlooringTile

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Street Address304 N OAK ST
CityCOLE CAMP
StateMO
Zip65325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 18 & 20 BLK 14 ORIG TOWN OF STOVER 50 X 142
Legal Range19
Legal Township43
Legal Section35
Legal SubdivisionORIG TOWN OF STOVER
Legal Block14
Legal Lot Number18,20
JurisdictionMORGAN MO
Township / Civil DivisionHAW CREEK
Census Block Group3
Census Block3031
Census Tract470200

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 N OAK ST, STOVER, MO 65078-0890
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2025 · Amount on Record
Deed SaleFeb 7, 2025 · Amount on Record
Deed Document Number2025519
Record UpdatedSep 20, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN MO
Recording DateFeb 7, 2025
Property Address304 N OAK ST, STOVER, MO 65078-0890
Document Number0202500519
Map ReferenceMB 1835 PG 26
Instrument DateFeb 6, 2025
Instrument202500519
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanySUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 N OAK ST, STOVER, MO 65078-0890

Mortgage

Document Number0202500520
DateFeb 7, 2025
Instrument202500520
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyMorgan County
MunicipalityStover City
Unified School DistrictMorgan County R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,690 (-) Land $532 Building $3,158$19,400 (-) Land $2,800 Building $16,600
2025$180.00 (+7.78%)$3,690 (+10.81%)
2024$19,400 (+10.86%) Land $2,800 Building $16,600
2023$167.00$3,330
2022$167.00 (+26.52%)$17,500 Land $2,500 Building $15,000
2011$132.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTOVER PWS
serves 1,094 people · EPA ID MO3010767
Water SourceGroundwater
Last State InspectionNov 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Co-Mo Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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