307 Main St, Waterloo, AL 35677 Property Records

Lauderdale County property record for 307 Main St, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,226 sqft · built 1932
Lot Size	0.723 acres (31,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$646 (2025)
Flood Zone	Zone X (minimal risk)
APN	`11-01-01-4-001-006-000`

Property Details

APN / Parcel Number

Primary APN	`11-01-01-4-001-006-000`
Alternative APNs	`017026` `24454` `17026`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,226 sqft Living Area
1st Floor Area	3,786 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Exterior Material	Brick/Stone
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,500 sqft
Lot Dimensions	225 ft deep x 140 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	17026
Street Address	307 MAIN ST
City	WATERLOO
State	AL
Zip	35677-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06
Legal Description	140 X 225 IRR PT N/2 OF SE/4 SEC 1
Legal Range	15W
Legal Township	02S
Legal Section	01
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1077
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 128, WATERLOO, AL 35677-0128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Waterloo Town
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$646.00 (+7.67%) Homeowner's exemption	$17,160 (+6.98%)	$152,980 (+11.13%) Land $13,800 Building $139,180
2024	$600.00 (-10.04%) Homeowner's exemption	$16,040 (+1,385.19%)	$137,660 (+5.23%) Land $11,600 Building $126,060
2023	$667.00 (+30.02%) Homeowner's exemption	$1,080 (-90.59%) Land $1,080	$130,820 (+33.08%) Land $10,800 Building $120,020
2022	$513.00 Homeowner's exemption	$11,480	$98,300 Land $11,800 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20