Lauderdale County property record for 339 Main St, Waterloo, AL 35677
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 1,075 sqft · built 1950 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on Record |
| Last Sale | $75,000 (May 2026) |
| Tax Bill | $462 (2025) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan Aug 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-01-01-1-002-048-000 |
| Primary APN | 11-01-01-1-002-048-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Total Area |
| 1st Floor Area | 990 sqft |
| Utility Area | 448 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Finished/Painted |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick/Stone |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 43 ft wide |
| Utility Building | 448 sqft |
| Account Number | 96452 |
|---|---|
| Street Address | 339 MAIN ST |
| City | WATERLOO |
| State | AL |
| Zip | 35677-4402 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 43 X 100 DESC AS PT OF S/2 OF NE/4 SEC 1 T2S R15W .09 AC/C |
| Legal Range | 15W |
| Legal Township | 02S |
| Legal Section | 01 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 11300 |
Source: Lauderdale County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2900 COUNTY ROAD 14, WATERLOO, AL 35677-3108 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 29, 2026 | Deed, Construction Loan · Construction Mortgage ATTORNEY ONLY |
| Aug 28, 2020 | Warranty Deed, Transfer |
| Nov 22, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2020 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | May 29, 2026 |
| Property Address | 339 MAIN ST, WATERLOO, AL 35677-4402 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2900 COUNTY ROAD 14, WATERLOO, AL 35677-3108 |
| Date | May 29, 2026 |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Aug 28, 2020 |
| Property Address | 339 MAIN ST, WATERLOO, AL 35677-4402 |
| Document Number | 2020/44414 |
| Book / Page | 2020 / 44414 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10820 CHERRY CHAPEL LOOP, SAVANNAH, TN 38372-6978 |
| Name | Verified Name |
|---|---|
| Address | 2900 COUNTY ROAD 14, WATERLOO, AL 35677-3108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Nov 22, 2019 |
| Property Address | 339 MAIN ST, WATERLOO, AL 35677-4402 |
| Document Number | 2019/50938 |
| Book / Page | 2019 / 50938 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5095 COUNTY ROAD 14, WATERLOO, AL 35677-3116 |
| Name | Verified Name |
|---|---|
| Address | 19140 NWY 20, WATERLOO, AL 35677 |
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Waterloo Town |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $462.00 (+5.96%) | $10,060 (+6.79%) | $52,260 (+11%) Land $4,100 Building $48,160 |
| 2024 | $436.00 (+4.81%) | $9,420 (+1,371.88%) Land $700 Building $8,720 | $47,080 (+5.28%) Land $3,500 Building $43,580 |
| 2023 | $416.00 (+28%) | $640 (-90.48%) Land $640 | $44,720 (+33.1%) Land $3,200 Building $41,520 |
| 2022 | $325.00 | $6,720 | $33,600 Land $3,500 Building $30,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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