307 Main St, Chimney Rock, NC 28720 Property Records

Rutherford County property record for 307 Main St, Chimney Rock, NC 28720

Property Summary

Property Type	Commercial Vacant Land
Details	4 ba · 2,240 sqft · built 1951
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$599,000 (Apr 2017)
Tax Bill	$2,633 (2022)
Deeds & Mortgages	Oct 2021 Sale Apr 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`1606235`

Property Details

APN / Parcel Number

Primary APN	`1606235`
Alternative APN	`25838`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,240 sqft Gross Area
Basement Area	1,120 sqft
Finished Basement	560 sqft
Unfinished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area
Patio Area	586 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	307 MAIN ST
City	CHIMNEY ROCK
State	NC
Zip	28720
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	GPIN:0633183042640000; RES HWY 74
Legal Subdivision	SHERMAN PROPERTY
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	1
Census Block	1040
Census Tract	960301

Owner

307 Main St, commercial vacant land, is owned by a company that acquired it in October 2017.

Source: Rutherford County records, as of August 29, 2025

Owner of Record	Company Name on File
Mailing Address	131 BLUE FOX RUN, LAKE LURE, NC 28746-0373
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Special Warranty Deed, Transfer
Apr 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Jun 28, 2010 · Amount on File
Deed Document Number	2017201600010324
Deed Book / Page	1149 / 539
Last Transfer Date	Oct 30, 2017
Transfer Doc	0011620001
Record Updated	Jun 8, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 7, 2021
Property Address	307 MAIN ST, CHIMNEY ROCK, NC 28720
Document Number	0020521572
Book / Page	2052 / 1572
Map Reference	MB 455 PG 383
Instrument Date	Sep 22, 2021
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 GREGAN CT, 408, MATTHEWS, NC 28104-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 GREGAN CT, MATTHEWS, NC 28104-7000

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 28, 2017
Property Address	307 MAIN ST, CHIMNEY ROCK, NC 28720
Document Number	0011490539
Book / Page	001149 / 000539
Instrument Date	Apr 28, 2017
Instrument	10324
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 GREGAN CT MATTHEWS NC 281047000, MATTHEWS, NC 28104-7000

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Chimney Rock Village
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100 Land $100	$100 Land $100
2023		$288,200 Land $125,200 Building $163,000	$288,200 Land $125,200 Building $163,000
2022	$2,633.00
2021	$2,633.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 307 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (2021–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Main St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LAKE LURE serves 1,176 people · EPA ID NC0181020
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	15 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Pangaea Internet Fiber	500 / 500
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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