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289 Main St, Chimney Rock, NC 28720 Property Records

Rutherford County property record for 289 Main St, Chimney Rock, NC 28720

Property Summary

Property TypeCommercial
Details2 ba · 1,970 sqft · built 1929
Lot Size0.369 acres (16,117 sqft)
OwnerCompany Name on File
Last Sale$240,000 (Apr 2018)
Tax Bill$3,148 (2022)
Deeds & MortgagesJan 2020 Mortgage
Apr 2018 Sale
Flood ZoneZone AE (high risk)
APN0225127

Property Details

APN / Parcel Number

Primary APN0225127
Alternative APNs
  • 225127
  • 1886

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,970 sqft Total Area
Gross Area3,854 sqft
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Exterior MaterialWood Siding
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area16,117 sqft (0.369 acres)

Exterior Amenities

PorchPorch
Porch Area2,122 sqft
Patio Area204 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemOther

Location & Zoning

Account Number1886
Old Parcel Number0225127
Street Address289 MAIN ST
CityCHIMNEY ROCK
StateNC
Zip28720
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionGPIN:0633183061930000; BLDGS HWY 74
Legal SubdivisionJC RENTALS LLC
Legal Block2
Legal Lot Number26
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group1
Census Block1040
Census Tract960301

Owner

289 Main St, a commercial property, is owned by a company that bought it in April 2018.

Source: Rutherford County records, as of September 13, 2023

Owner of RecordCompany Name on File
Mailing Address1122 COUNTRY CLUB RD, WILMINGTON, NC 28403-2517
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Deed of Trust, Mortgage
RONEN SCHOPACK
Apr 10, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2018 · Amount on File
Deed SaleApr 10, 2018 · Amount on File
Deed Document Number0000011725
Deed Book / Page1172 / 5
Record UpdatedJun 7, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address289 MAIN ST, CHIMNEY ROCK, NC 28720
Document Number0020310336
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1122 COUNTRY CLUB RD WILMINGTON NC 284032517, WILMINGTON, NC 28403-2517

Mortgage

Document Number0020310336
DateMar 10, 2020
Book Page002031/000336
Instrument9143
Lender
NameRONEN SCHOPACK
Address1122 COUNTRY CLUB RD, WILMINGTON, NC 28403-2517
Agreement
AmountAmount on Record

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateApr 10, 2018
Property Address289 MAIN ST, CHIMNEY ROCK, NC 28720
Document Number0011720005
Book / Page001172 / 000005
Instrument DateApr 5, 2018
Instrument9282
Transaction TypeTransfer
Record UpdatedMay 2, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1122 COUNTRY CLUB RD WILMINGTON NC 284032517, WILMINGTON, NC 28403-2517

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityChimney Rock Village
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$309,000 Land $189,500 Building $119,500$309,000 Land $189,500 Building $119,500
2022$3,148.00
2021$3,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 289 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims13 (2021–2024)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 289 Main St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LAKE LURE
serves 1,176 people · EPA ID NC0181020
Water SourceGroundwater
Last State InspectionJul 2025
Lead15 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Vyve Broadband
Cable		1,000 / 50
Pangaea Internet
Fiber		500 / 500
Skyrunner
Fixed Wireless		500 / 250

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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