1. Home
  2. Iowa
  3. Black Hawk County
  4. Cedar Falls
  5. Main St

307 Main St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 307 Main St, Cedar Falls, IA 50613 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1900
Square Footage4,246 sqft Gross Area
Lot Size2,904 sqft (0.067 acres)
Last Sale$485,000 (2021)
Tax Bill$13,118.00 (2025)

Property Details

APN / Parcel Number

Primary APN8914-12-188-005

Interior

Building Area4,246 sqft Gross Area
1st Floor2,564 sqft 1st Floor
Basement Area1,682 sqft Basement
Unfinished Basement1,682 sqft Unfinished
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick Exterior
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof MaterialRoll Composition (rolled Mineral Roof) Roof
Lot Area2,904 sqft (0.067 acres)
Depth X Width132 ft x 22 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address307 MAIN ST
CityCEDAR FALLS
StateIA
Zip50613-2720
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionORIGINAL PLAT CEDAR FALLS N 1/3 LOT 2 BLK 3
Legal Range14W
Legal Township89N
Legal Section12
Legal SubdivisionORIGINAL PLAT CEDAR FALLS
Legal Block3
Legal Lot Number2
JurisdictionBLACK HAWK IA
Minor Civil DivisionCEDAR FALLS
Census Blockgroup2
Census Block2027
Census Tract2200

Owner

Source: Black Hawk County records · APN 8914-12-188-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5421 HEDGEWOOD CIR, CEDAR FALLS, IA 50613-7967
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Warranty Deed, Transfer · Line of Credit
FARMERS STATE BANK
Feb 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
CEDAR RAPIDS BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleOct 02, 2012 · Amount on Record
Deed Doc Number202122520
Prior Transfer DateDec 30, 2013
Prior Transfer Doc2014013065
Record RefreshedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateApr 26, 2021
Property Address307 MAIN ST, CEDAR FALLS, IA 50613-2720
Document Number202100022520
Instrument DateApr 19, 2021
Instrument202100022520
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$775.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5421 HEDGEWOOD CIR, CEDAR FALLS, IA 50613-7967

Mortgage

Document Number202100022521
DateApr 26, 2021
Instrument202100022521
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 21, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address307 MAIN ST, CEDAR FALLS, IA 50613-2720
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700014811
DateFeb 22, 2017
Instrument2017-00014811
Lender
NameCEDAR RAPIDS BANK & TRUST CO
TypeBank
AddressCEDAR RAPIDS, IA 52401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,118.00$467,840 (+2.51%) Land $83,490 Building $384,350$467,840 (+2.51%) Land $83,490 Building $384,350
2024$13,118.00 (+57.03%)
2023$456,400 (+49.48%) Land $83,490 Building $372,910$456,400 (+49.48%) Land $83,490 Building $372,910
2022$8,354.00$305,320 Land $53,900 Building $251,420
2021$305,320 Land $53,900 Building $251,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cedar Falls Downtown Historic District
listed 2017 · 42 contributing resources · NRIS 100001673

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures