303 Main St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 303 Main St, Cedar Falls, IA 50613

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,020 sqft · built 1890
Lot Size0.061 acres (2,662 sqft)
OwnerTrust Name on File
Last Sale$175,000 (May 2008)
Tax Bill$15,202 (2025)
Flood ZoneZone X (minimal risk)
APN8914-12-188-003

Property Details

APN / Parcel Number

Primary APN8914-12-188-003

Interior

Stories2 Stories
Building Area5,020 sqft Gross Area
1st Floor Area2,662 sqft
Basement Area2,358 sqft
Unfinished Basement2,358 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialBrick
Construction TypeConcrete Block
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialUrethane Foam
Lot Area2,662 sqft (0.061 acres)
Lot Dimensions110 ft deep x 11 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address303 MAIN ST
CityCEDAR FALLS
StateIA
Zip50613-2720
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionORIGINAL PLAT CEDAR FALLS S 22 FT N 44 FT LOT 1 BLK 3 EXC N 11 FT W 22 FT
Legal Range14W
Legal Township89N
Legal Section12
Legal SubdivisionORIGINAL PLAT CEDAR FALLS
Legal Block3
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2027
Census Tract2200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cedar Falls Downtown Historic District
listed 2017 · 42 contributing resources · NRIS 100001673

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

303 Main St, a commercial property, is held in a trust since December 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address2350 EWING ST, LOS ANGELES, CA 90039-3125
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2008 · Amount on File
Deed SaleMay 16, 2008 · Amount on File
Deed Document Number200822894
Last Transfer DateDec 30, 2019
Transfer Doc0000011783
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 303 Main St was $15,202, down 0.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,202.00 (-0.48%)$695,230 Land $76,530 Building $618,700$695,230 Land $76,530 Building $618,700
2024$15,276.00
2023$676,810 (+45.71%) Land $76,530 Building $600,280$676,810 Land $76,530 Building $600,280
2022$10,596.00$464,500 Land $52,250 Building $412,250
2021$464,500 Land $52,250 Building $412,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1993–2016)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 303 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Main St

Nearby Streets

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