Rockingham County property record for 307 Joyce Dr, Bridgewater, VA 22812
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,224 sqft · built 2005 |
| Lot Size | 0.064 acres (2,788 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jul 2022) |
| Tax Bill | $1,710 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122D-(11)-L2C |
| Primary APN | 122D-(11)-L2C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 2,448 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Unfinished Basement | 100 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,788 sqft (0.064 acres) |
| Garage Type | Attached |
| Driveway | Paver Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R45108 |
|---|---|
| Street Address | 307 JOYCE DR |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-1666 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | WINDSOR WEST SBDV S1A L2C |
| Legal Subdivision | WINDSOR WEST |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | ASHBY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11500 |
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 JOYCE DR, BRIDGEWATER, VA 22812-1666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Jul 25, 2022 | Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Prior Sale | May 24, 2013 · Amount on Record |
| Deed Document Number | 202218283 |
| Deed Book / Page | 5605 / 3 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 307 JOYCE DR, BRIDGEWATER, VA 22812-1666 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 005618/735 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 5618/735 |
| Instrument | 2022-21613 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Type Change Date | Jul 25, 2029 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.74% |
| Max Rate At Change | 6.74% |
| Index | 3-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jul 25, 2022 |
| Property Address | 307 JOYCE DR, BRIDGEWATER, VA 22812-1666 |
| Document Number | 00005605/3 |
| Book / Page | 5605 / 3 |
| Map Reference | MB 2537 PG 655 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022-18283 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | MEMBERS TITLE LLC, MEMBERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 JOYCE DR, BRIDGEWATER, VA 22812-1666 |
| Document Number | 0202218284 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-18284 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Type Change Date | Jul 25, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.74% |
| Max Rate At Change | 6.74% |
| Index | 5-Year CMT |
| Margin | 1 |
| Max Rate | 10.7% |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Bridgewater Town |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,710.00 | $259,100 Land $50,000 Building $209,100 | $259,100 Land $50,000 Building $209,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 19 (1985–2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRIDGEWATER serves 6,177 people · EPA ID VA2165045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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