305 Joyce Dr, Bridgewater, VA 22812 Property Records

Rockingham County property record for 305 Joyce Dr, Bridgewater, VA 22812

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,224 sqft · built 2005
Lot Size	0.064 acres (2,788 sqft)
Owner	Company Name on File
Last Sale	$152,500 (Mar 2013)
Tax Bill	$1,754 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122D-(11)-L2D`

Property Details

APN / Parcel Number

Primary APN	`122D-(11)-L2D`
Alternative APNs	`R45109` `45109`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
Gross Area	2,448 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,788 sqft (0.064 acres)
Garage Type	Attached
Driveway	Paver Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R45109
Street Address	305 JOYCE DR
City	BRIDGEWATER
State	VA
Zip	22812-1666
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	WINDSOR WEST S1A L2D
Legal Subdivision	WINDSOR WEST
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	3
Census Block	3009
Census Tract	11500

Owner

305 Joyce Dr, a townhouse, is owned by a company that bought it in March 2013.

Source: Rockingham County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1992, HARRISONBURG, VA 22801-9502
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2013 · Amount on File
Deed Sale	Mar 27, 2013 · Amount on File
Prior Sale	Dec 29, 2005
Deed Document Number	20138067
Deed Book / Page	4211 / 788
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	305 JOYCE DR, BRIDGEWATER, VA 22812-1666
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1992, HARRISONBURG, VA 22801-9502

Mortgage

Document Number	005540/643
Date	Feb 14, 2022
Book Page	5540/643
Instrument	2022-03720

Lender

Name	PENDLETON COMMUNITY BANK INC
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 305 Joyce Dr was $1,754, up 12.4% from the year before.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Bridgewater Town
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,754.00 (+12.36%)	$265,800 (+15.77%) Land $50,000 Building $215,800	$265,800 Land $50,000 Building $215,800
2025	$1,561.00	$229,600 Land $35,000 Building $194,600
2022			$229,600 Land $35,000 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Joyce Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1985–2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 12 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Joyce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRIDGEWATER serves 6,177 people · EPA ID VA2165045
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20