Onslow County property record for 307 Joan's Rdg, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,573 sqft · built 2025 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $598,000 (Feb 2026) |
| Tax Bill | $1,157 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1312C-35 |
| Primary APN | 1312C-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,573 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,014 sqft (1.24 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490029101 |
|---|---|
| Street Address | 307 JOANS RDG |
| City | STELLA |
| State | NC |
| Zip | 28582-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L31 P1 FOREST RIDGE |
| Legal Subdivision | FOREST RIDGE PH 1 |
| Legal Lot Number | 31 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 105 |
307 Joan's Rdg is owned and occupied by two individuals who bought it in February 2026.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 JOANS RDG, STELLA, NC 28582-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Oct 3, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on File |
| Deed Sale | Feb 20, 2026 · Amount on File |
| Prior Sale | Aug 20, 2025 · Amount on File |
| Deed Book / Page | 6531 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 20, 2026 |
| Property Address | 307 JOANS RDG, STELLA, NC 28582-8003 |
| Document Number | 0065310052 |
| Book / Page | 6531 / 52 |
| Map Reference | MB 54 PG 119 |
| Instrument Date | Feb 11, 2026 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 60, SWANSBORO, NC 28584-0060 |
| Name | Verified Name |
|---|---|
| Address | 307 JOANS RDG, STELLA, NC 28582-8003 |
| Document Number | 0000653155 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 6531/55 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 3, 2022 |
| Property Address | 307 JOANS RDG, STELLA, NC 28582-8003 |
| Document Number | 0058460780 |
| Book / Page | 5846 / 780 |
| Map Reference | MB 54 PG 119 |
| Instrument Date | Sep 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 FAIRFAX CT, JACKSONVILLE, NC 28540-4092 |
| Name | Verified Name |
|---|---|
| Address | 305 JOANS RDG, STELLA, NC 28582-8003 |
The 2026 property tax bill for 307 Joan's Rdg was $1,157, up 293.5% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,157.00 (+293.54%) | $633,006 (+1,306.68%) Land $110,000 Building $523,006 | $633,006 (+1,306.68%) Land $110,000 Building $523,006 |
| 2025 | $294.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
| 2023 | $294.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 307 Joan's Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 14 (2018–2022) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Joan's Rdg is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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