301 Joan's Rdg, Stella, NC 28582 Property Records

Onslow County property record for 301 Joan's Rdg, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,246 sqft · built 2012
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (Jul 2024)
Tax Bill	$1,940 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1312C-38`

Property Details

APN / Parcel Number

Primary APN	`1312C-38`
Alternative APNs	`490012074` `471274000` `073336`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490012074
Street Address	301 JOANS RDG
City	STELLA
State	NC
Zip	28582-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L28 P1 FOREST RIDGE CORNER LOT
Legal Subdivision	FOREST RIDGE PH 1
Legal Lot Number	28
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1018
Census Tract	105

Owner

301 Joan's Rdg is owned and occupied by two individuals who bought it in July 2024.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 JOANS RDG, STELLA, NC 28582-8003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Apr 7, 2021 · Amount on File
Deed Book / Page	6179 / 819
Prior Transfer Date	Jul 1, 2011
Prior Transfer Doc	0036260682
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 7, 2021
Property Address	301 JOANS RDG, STELLA, NC 28582-8003
Document Number	0054290673
Book / Page	5429 / 673
Map Reference	MB 54 PG 119-119C
Instrument Date	Apr 6, 2021
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3308 VILLAGE GREEN DR, PACE, FL 32571-8443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 JOANS RDG, STELLA, NC 28582-8003

Mortgage

Document Number	0005429678
Date	Apr 7, 2021
Instrument	5429/678

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 301 Joan's Rdg was $1,940.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,940.00	$536,124 Land $110,000 Building $426,124	$536,124 Land $110,000 Building $426,124
2023	$1,855.00	$283,217 Land $45,000 Building $238,217	$283,217 Land $45,000 Building $238,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Joan's Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	14 (2018–2022)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Joan's Rdg is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20