307 Holly Cv, Columbus, MS 39705 Property Records

Lowndes County property record for 307 Holly Cv, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,916 sqft · built 1982
Owner	Individual Name on File
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`57W050201135`

Property Details

APN / Parcel Number

Primary APN	`57W050201135`
Alternative APNs	`012894` `12894`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,916 sqft Adjusted Area
1st Floor Area	1,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	012894
Street Address	307 HOLLY CV
City	COLUMBUS
State	MS
Zip	39705-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	307 HOLLY COVE LOT 6 11A
Legal Range	18W
Legal Township	18S
Legal Section	05
Legal Subdivision	NORTHHAVEN WOODS 2ND
Legal Lot Number	6
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	901

Owner

307 Holly Cv is owned and occupied by an individual who acquired it in July 2025.

Source: Lowndes County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	307 HOLLY CV, COLUMBUS, MS 39705-1747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK
Jul 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Jul 25, 2025	Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC
Mar 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025
Deed Sale	Jul 25, 2025
Prior Sale	Mar 15, 2021
Deed Document Number	0020255683
Deed Book / Page	2025 / 5683
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	307 HOLLY CV, COLUMBUS, MS 39705-1747
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020217413
Date	Mar 15, 2021
Book Page	2021/7413

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	307 HOLLY CV, COLUMBUS, MS 39705-1747
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202516938
Date	Jul 25, 2025
Book Page	2025/16938

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 25, 2025
Property Address	307 HOLLY CV, COLUMBUS, MS 39705-1747
Document Number	0020255683
Book / Page	2025 / 5683
Instrument Date	Jul 23, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 HOLLY CV, COLUMBUS, MS 39705-1747

Mortgage

Document Number	0202516938
Date	Jul 25, 2025
Instrument	2025/16938

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 15, 2021
Property Address	307 HOLLY CV, COLUMBUS, MS 39705-1747
Document Number	0020211847
Book / Page	2021 / 1847
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 HOLLY CV, COLUMBUS, MS 39705-1747

Tax Assessment & Valuation

The 2025 property tax bill for 307 Holly Cv was $1,587 with a homeowner's exemption, up 1.5% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,587.00 (+1.47%) Homeowner's exemption	$11,555	$115,550 Land $15,000 Building $100,550
2024	$1,564.00 (+16.02%)
2023	$1,348.00 Homeowner's exemption	$10,079	$100,790 Land $15,000 Building $85,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Holly Cv in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Nearby Flood Policies	111 in force
Nearby Flood Claims	4 (2019–2021)
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Holly Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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