304 Holly Cv, Columbus, MS 39705 Property Records

Lowndes County property record for 304 Holly Cv, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,943 sqft · built 1982
Owner	Individual Name on File
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Apr 2022 Loan Modification Feb 2022 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`57W050201112`

Property Details

APN / Parcel Number

Primary APN	`57W050201112`
Alternative APNs	`012871` `12871`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,943 sqft Adjusted Area
1st Floor Area	1,486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Fiber Cement Siding
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	012871
Street Address	304 HOLLY CV
City	COLUMBUS
State	MS
Zip	39705-1795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	304 HOLLY COVE LOT 12
Legal Range	18W
Legal Township	18S
Legal Section	05
Legal Subdivision	NORTHHAVEN WOODS 2ND
Legal Lot Number	12
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	901

Owner

304 Holly Cv is owned and occupied by an individual who acquired it in December 2019.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	304 HOLLY CV, COLUMBUS, MS 39705-1795
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Loan Modification RENASANT BANK
Feb 22, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 27, 2019	Warranty Deed, Transfer
Jun 22, 2018	Deed of Trust, Mortgage BANK OF COMMERCE
Apr 2, 2018	Grant Deed, Construction Loan · Line of Credit BANK OF CMRC/BLACKFOOT
Oct 26, 2017	Grant Deed, Transfer ATTORNEY ONLY
Oct 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019
Deed Sale	Dec 27, 2019
Deed Document Number	0020199465
Deed Book / Page	2019 / 9465
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	304 HOLLY CV, COLUMBUS, MS 39705-1795
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020228470
Date	Apr 7, 2022
Book Page	2022/8470

Lender

Name	RENASANT BANK

Agreement

Type	Loan Modification
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	304 HOLLY CV, COLUMBUS, MS 39705-1795
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020224232
Date	Feb 22, 2022
Book Page	2022/4232

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Dec 27, 2019
Property Address	304 HOLLY CV, COLUMBUS, MS 39705-1795
Document Number	0020199465
Book / Page	2019 / 9465
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	304 HOLLY CV, COLUMBUS, MS 39705-1795
Document Number	0020183132
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	503 6TH ST S COLUMBUS MS 397016737, COLUMBUS, MS 39701-6737

Mortgage

Document Number	0020183132
Date	Jun 25, 2018
Book Page	002018/013132

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 24, 2023

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 2, 2018
Property Address	304 HOLLY CV, COLUMBUS, MS 39705-1795
Document Number	0020182043
Book / Page	002018 / 002043
Instrument Date	Mar 27, 2018
Transaction Type	Construction Loan
Record Updated	Apr 9, 2018
Title Company	ADVANTAGE CLOSING AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	503 6TH ST S COLUMBUS MS 397016737, COLUMBUS, MS 39701-6737

Mortgage

Document Number	20186347
Date	Apr 2, 2018
Book Page	002018/006347

Lender

Name	BANK OF CMRC/BLACKFOOT
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 26, 2017
Property Address	304 HOLLY CV, COLUMBUS, MS 39705-1795
Document Number	0020177664
Book / Page	002017 / 007664
Instrument Date	Oct 23, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	13455 NOEL RD #600 DALLAS TX 752406841, 600, DALLAS, TX 75240-6841
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 26, 2017
Property Address	304 HOLLY CV, COLUMBUS, MS 39705-1795
Document Number	0020177657
Book / Page	002017 / 007657
Instrument Date	Oct 17, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 522 JACKSON MS 392050522, JACKSON, MS 39205-0522

Tax Assessment & Valuation

The 2025 property tax bill for 304 Holly Cv was $1,549 with a homeowner's exemption, up 1.3% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00 (+1.31%) Homeowner's exemption	$10,406	$104,060 Land $15,000 Building $89,060
2024	$1,529.00 (+13.93%)
2023	$1,342.00 Homeowner's exemption	$9,128	$91,280 Land $15,000 Building $76,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Holly Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 111 policies
Nearby Flood Policies	111 in force
Nearby Flood Claims	4 (2019–2021)
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Holly Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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