307 Ginger Dr, New Bern, NC 28560 Property Records

Craven County property record for 307 Ginger Dr, New Bern, NC 28560 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,236 sqft · built 2020
Lot Size0.142 acres (6,204 sqft)
Owner2 Individual Names on File
Last Sale$357,000 (Jun 2026)
Tax Bill$2,455 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8-223-3-956

Property Details

APN / Parcel Number

Primary APN8-223-3-956
Alternative APN
  • 132606

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,236 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,204 sqft (0.142 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number132606
Street Address307 GINGER DR
CityNEW BERN
StateNC
Zip28560-2303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 956 TYLER HOME ON THE LAKE PH IX RE-RECORDING
Legal SubdivisionTYLER HOME ON THE LAKE
Legal PhaseIX
Legal Lot Number956
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group2
Census Block2012
Census Tract960502

Owner

Source: Craven County records · APN 8-223-3-956

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address307 GINGER DR, NEW BERN, NC 28560-2303
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE CENTER LLC
Feb 16, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleFeb 16, 2021 · Amount on Record
Deed Document Number202610158226
Deed Book / Page3886 / 439
Prior Transfer DateJun 26, 2024
Prior Transfer Doc03803/1759
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateJun 30, 2026
Property Address307 GINGER DR, NEW BERN, NC 28560-2303
Document Number0010158226
Book / Page3886 / 439
Instrument DateJun 23, 2026
Instrument202610158226
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$72,114.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 GINGER DR, NEW BERN, NC 28560-2303

Mortgage

Document Number0010158227,
DateJun 30, 2026
Instrument202610158227
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCRAVEN NC
Recording DateFeb 16, 2021
Property Address307 GINGER DR, NEW BERN, NC 28560-2303
Document Number3654/732
Book / Page3654 / 732
Map ReferenceCAB I SL 160 F&G
Instrument DateFeb 16, 2021
Instrument10069801
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$501.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 GINGER DRIVE, NEW BERN, NC 28560-2303

Mortgage

Document Number3654734
DateFeb 16, 2021
Instrument3654/734
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,455.00 (-13.16%)$335,570 (-) Land $51,000 Building $284,570$335,570 (-) Land $51,000 Building $284,570
2023$2,827.00 (+22.91%)$335,570 (+56.12%) Land $51,000 Building $284,570$335,570 (+56.12%) Land $51,000 Building $284,570
2022$2,300.00$214,940 Land $28,000 Building $186,940
2018$214,940 Land $28,000 Building $186,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499605022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies32 in force
28 of 32 on primary residences
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018, rainfall accumulation, Hurricane Florence

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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