303 Ginger Dr, New Bern, NC 28560 Property Records

Craven County property record for 303 Ginger Dr, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 886 sqft · built 2020
Lot Size0.139 acres (6,064 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Apr 2023)
Tax Bill$2,534 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8-223-3-958

Property Details

APN / Parcel Number

Primary APN8-223-3-958
Alternative APNs
  • 5154750
  • 124034
  • 20720

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area886 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,064 sqft (0.139 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number124034
Street Address303 GINGER DR
CityNEW BERN
StateNC
Zip28560-2303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 958 TYLER HOME ON THE LAKE PH IX RE-RECORDING
Legal SubdivisionTYLER
Legal PhaseIX
Legal Lot Number958
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group2
Census Block2012
Census Tract960502

Owner

Source: Craven County records · APN 8-223-3-958

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address303 GINGER DR, NEW BERN, NC 28560-2303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Apr 27, 2023Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 23, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Prior SaleFeb 23, 2021 · Amount on Record
Deed Document Number202310111766
Deed Book / Page3762 / 125
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateJul 24, 2026
Property Address303 GINGER DR, NEW BERN, NC 28560-2303
Document Number0010159376
Book / Page3889 / 865
Instrument DateJul 14, 2026
Instrument202610159376
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$64,337.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 GINGER DR, NEW BERN, NC 28560-2303

Mortgage

Document Number0010159377,
DateJul 24, 2026
Instrument202610159377
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateApr 27, 2023
Property Address303 GINGER DR, NEW BERN, NC 28560-2303
Document Number003762/125
Book / Page3762 / 125
Map ReferenceCAB I SL 160F&160G
Instrument DateMar 10, 2023
Instrument10111766
Transaction TypeTransfer
Record UpdatedMay 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 GINGER DR, NEW BERN, NC 28560-2303

Mortgage

Document Number0003762128
DateApr 27, 2023
Instrument3762/128
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCRAVEN NC
Recording DateFeb 23, 2021
Property Address303 GINGER DR, NEW BERN, NC 28560-2303
Document Number3655/1166
Book / Page3655 / 1166
Map ReferenceCAB I SL 158F&158G
Instrument DateFeb 23, 2021
Instrument10070242
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$468.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 GINGER DRIVE, NEW BERN, NC 28560-2303

Mortgage

Document Number36551168
DateFeb 23, 2021
Instrument3655/1168
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,534.00 (+1.69%)$294,950 (-) Land $51,000 Building $243,950$294,950 (-) Land $51,000 Building $243,950
2023$2,492.00 (+24.54%)$294,950 (+58.29%) Land $51,000 Building $243,950$294,950 (+58.29%) Land $51,000 Building $243,950
2022$2,001.00$186,330 Land $28,000 Building $158,330
2018$186,330 Land $28,000 Building $158,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Brightspeed.

Based on FCC filings for 404 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF NEW BERN
serves 37,884 people
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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