307 Flora Ave, Flora, IL 62839 Property Records

Clay County property record for 307 Flora Ave, Flora, IL 62839 · Last verified July 2026

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 1,066 sqft · built 1938
Lot Size0.163 acres (7,112 sqft)
Owner2 Individual Names on File
Last Sale$32,000 (Feb 2009)
Tax Bill$187 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Mar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-36-101-054

Property Details

APN / Parcel Number

Primary APN10-36-101-054

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,066 sqft Living Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleMulti-Family
Exterior MaterialOther
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialShingle
Lot Area7,112 sqft (0.163 acres)
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area864 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Patio Area280 sqft

Location & Zoning

Street Address307 FLORA AVE
CityFLORA
StateIL
Zip62839-2241
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionFAIR ADDN LOT 78
Legal SubdivisionFAIR ADDITION
Legal Lot Number78
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group2
Census Block2071
Census Tract972100

Owner

Source: Clay County records · APN 10-36-101-054

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 SABLE CREEK CT SE, GURLEY, AL 35748-0900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Line of Credit
PEOPLES NATIONAL BANK
Mar 11, 2024Deed of Trust, Mortgage · Line of Credit
PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2009 · Amount on Record
Deed SaleFeb 26, 2009 · Amount on Record
Deed Document Number2009166808
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address307 FLORA AVE, FLORA, IL 62839-2241
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD202600577
DateMar 27, 2026
InstrumentD202600577
Lender
NamePEOPLES NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address307 FLORA AVE, FLORA, IL 62839-2241
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000209066
DateMar 11, 2024
Instrument209066
Lender
NamePEOPLES NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$17,569 (+11.45%) Land $1,980 Building $15,589$52,707 (+11.45%) Land $5,940 Building $46,767
2024$187.00 (-73.09%)$15,764 (+18.52%) Land $1,777 Building $13,987$47,292 (+18.52%) Land $5,331 Building $41,961
2022$695.00 (+11.02%) Homeowner's exemption$13,301 Land $1,489 Building $11,812$39,903 Land $4,467 Building $35,436
2021$626.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
Wabash Telephone CooperativeFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless (licensed-by-rule)500 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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