232 Flora Ave, Flora, IL 62839 Property Records

Clay County property record for 232 Flora Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 947 sqft · built 1921
Lot Size	0.163 acres (7,131 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Aug 2025)
Tax Bill	$471 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-101-070`

Property Details

APN / Parcel Number

Primary APN	`10-36-101-070`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	947 sqft Living Area
Attic	Attic
Attic Area	947 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	7,131 sqft (0.163 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	267 sqft

Location & Zoning

Street Address	232 FLORA AVE
City	FLORA
State	IL
Zip	62839-2221
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	FAIR ADDN LOT 94
Legal Subdivision	FAIR ADD
Legal Lot Number	94
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2077
Census Tract	972100

Owner

Source: Clay County records · APN 10-36-101-070

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 FLORA AVE, FLORA, IL 62839-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Dec 26, 2019
Property Address	232 FLORA AVE, FLORA, IL 62839-2221
Document Number	000D198080
Instrument Date	Dec 20, 2019
Instrument	D198080
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 243, FLORA, IL 62839-0243

Mortgage

Document Number	000D198081
Date	Dec 26, 2019
Instrument	D198081

Lender

Name	FIRST NATIONAL BANK OLNEY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,457 (+32.29%) Land $1,980 Building $4,477	$19,371 (+32.29%) Land $5,940 Building $13,431
2024	$471.00 (+1.51%)
2022	$464.00 (+9.18%)	$4,881 Land $1,489 Building $3,392	$14,643 Land $4,467 Building $10,176
2021	$425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Telephone Cooperative Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Delta Communications.

Based on FCC filings for 346 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLORA serves 5,233 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.