307 Eugene Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 307 Eugene Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,439 sqft · built 1982
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,660 (2024)
Deeds & Mortgages	Dec 2023 Sale Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-10-452-030.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-10-452-030.000-035`
Alternative APN	`0810452030035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	3,362 sqft
1st Floor Area	1,439 sqft
Basement Area	1,439 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	153 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	70 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	307 EUGENE DR
City	MIDDLEBURY
State	IN
Zip	46540-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MILL RACE MANOR SUBD LOT 13
Legal Subdivision	MILL RACE MANOR SUBD
Legal Block	452
Legal Lot Number	13
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	2
Census Block	2009
Census Tract	801

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 EUGENE DR, MIDDLEBURY, IN 46540-8407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jun 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023
Deed Sale	Dec 14, 2023
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	202320887
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0000004913
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 14, 2023
Property Address	307 EUGENE DR, MIDDLEBURY, IN 46540-8407
Document Number	0000000887
Map Reference	MB 13 PG 90
Instrument Date	Dec 6, 2023
Instrument	2023-20887
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 EUGENE DR, MIDDLEBURY, IN 46540-8407

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Jun 7, 2021
Property Address	307 EUGENE DR, MIDDLEBURY, IN 46540-8407
Document Number	0000004913
Map Reference	MB 13 PG 90
Instrument Date	Mar 19, 2021
Instrument	2021-14913
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 EUGENE DR, MIDDLEBURY, IN 46540-8407

Mortgage

Document Number	0000004914
Date	Jun 7, 2021
Instrument	2021-14914

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,900 (+7.48%) Land $29,100 Building $256,800	$285,900 (+7.48%) Land $29,100 Building $256,800
2024	$2,660.00 (+24.65%)	$266,000 (+16.82%) Land $29,100 Building $236,900	$266,000 (+16.82%) Land $29,100 Building $236,900
2023		$227,700 (+8.69%) Land $29,100 Building $198,600	$227,700 (+8.69%) Land $29,100 Building $198,600
2022	$2,134.00 Homeowner's exemption	$209,500 Land $29,100 Building $180,400	$209,500 Land $29,100 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: New Paris Telephone Company.

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