301 Eugene Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 301 Eugene Dr, Middlebury, IN 46540

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,777 sqft · built 1982
Lot Size0.262 acres (11,413 sqft)
Owner2 Individual Names on Record
Tax Bill$2,961 (2024)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-10-452-027.000-035

Property Details

APN / Parcel Number

Primary APN20-08-10-452-027.000-035
Alternative APN
  • 0810452027035

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,777 sqft Living Area
1st Floor Area1,055 sqft
2nd Floor Area961 sqft
Basement Area925 sqft
Family RoomFamily Room
Game RoomGame Room
FlooringSubfloor

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,413 sqft (0.262 acres)
Lot Dimensions139 ft deep x 82 ft wide
Garage TypeAttached
Garage Area1,224 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area299 sqft
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0810452027035
Old Parcel Number0810452027035
Street Address301 EUGENE DR
CityMIDDLEBURY
StateIN
Zip46540-8407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionMILL RACE MANOR SUBD LOT 10
Legal SubdivisionMILL RACE MANOR
Legal Block452
Legal Lot Number10
JurisdictionELKHART IN
Township / Civil DivisionMIDDLEBURY
Census Block Group2
Census Block2009
Census Tract801

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 EUGENE DR, MIDDLEBURY, IN 46540-8407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2018
Deed SaleJun 19, 2018
Prior SaleOct 2, 2015
Deed Document Number2018-12093
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address301 EUGENE DR, MIDDLEBURY, IN 46540-8407
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008052
DateApr 18, 2022
Instrument2022-08052
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionMiddlebury Township
MunicipalityMiddlebury Town
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$318,300 (+7.46%) Land $28,600 Building $289,700$318,300 (+7.46%) Land $28,600 Building $289,700
2024$2,961.00 (+21.55%)$296,200 (+11.56%) Land $28,600 Building $267,600$296,200 (+11.56%) Land $28,600 Building $267,600
2023$265,500 (+8.99%) Land $28,600 Building $236,900$265,500 (+8.99%) Land $28,600 Building $236,900
2022$2,436.00 Homeowner's exemption$243,600 Land $28,600 Building $215,000$243,600 Land $28,600 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURY WATER DEPARTMENT
serves 3,420 people · EPA ID IN5220014
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Mercury Fiber, New Paris Telephone Company.

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