307 Elsmore Dr, New Bern, NC 28562 Property Records

Craven County property record for 307 Elsmore Dr, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2008
Lot Size	0.139 acres (6,051 sqft)
Owner	Individual Name on File
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-210-A-215`

Property Details

APN / Parcel Number

Primary APN	`8-210-A-215`
Alternative APN	`78860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,051 sqft (0.139 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	78860
Street Address	307 ELSMORE DR
City	NEW BERN
State	NC
Zip	28562-2265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 215 CRAEBERNE FOREST PH I
Legal Subdivision	CRAEBERNE FOREST
Legal Phase	I
Legal Lot Number	215
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2077
Census Tract	960401

Owner

307 Elsmore Dr is owned and occupied by an individual.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	307 ELSMORE DR, NEW BERN, NC 28562-2265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	307 ELSMORE DR, NEW BERN, NC 28562-2265
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 ELSMORE DR, NEW BERN, NC 28562-2265

Mortgage

Document Number	003760/437
Date	Apr 10, 2023
Book Page	3760/437
Instrument	10111077

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	307 ELSMORE DR, NEW BERN, NC 28562-2265
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3677/1163
Date	Jun 29, 2021
Book Page	3677/1163
Instrument	10078537

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 307 Elsmore Dr was $1,850, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00 (+3.47%)	$205,600 (-) Land $40,000 Building $165,600	$205,600 (-) Land $40,000 Building $165,600
2025	$1,788.00	$205,600 Land $40,000 Building $165,600	$205,600 Land $40,000 Building $165,600
2023	$1,755.00 (+16.53%)	$205,600 (+48.14%) Land $40,000 Building $165,600	$205,600 Land $40,000 Building $165,600
2022	$1,506.00	$138,790 Land $30,000 Building $108,790
2018			$138,790 Land $30,000 Building $108,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Elsmore Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	4 (1996–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Elsmore Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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