Craven County property record for 305 Elsmore Dr, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2009 |
| Lot Size | 0.137 acres (5,955 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jun 2009) |
| Tax Bill | $1,829 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-210-A-216 |
| Primary APN | 8-210-A-216 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,955 sqft (0.137 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 80178 |
|---|---|
| Street Address | 305 ELSMORE DR |
| City | NEW BERN |
| State | NC |
| Zip | 28562-2265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 216 CRAEBERNE FOREST PH I |
| Legal Subdivision | CRAEBERNE FOREST |
| Legal Phase | I |
| Legal Lot Number | 216 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 960401 |
305 Elsmore Dr is owned and occupied by two individuals who bought it in June 2009.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 ELSMORE DR, NEW BERN, NC 28562-2265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2009 · Amount on File |
| Deed Sale | Jun 1, 2009 · Amount on File |
| Deed Book / Page | 2826 / 530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 305 ELSMORE DR, NEW BERN, NC 28562-2265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3634/1814 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 3634/1814 |
| Instrument | 10062694 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Apr 1, 2047 |
The 2026 property tax bill for 305 Elsmore Dr was $1,829, up 3.4% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,829.00 (+3.39%) | $200,940 (-) Land $40,000 Building $160,940 | $200,940 (-) Land $40,000 Building $160,940 |
| 2025 | $1,769.00 | $200,940 Land $40,000 Building $160,940 | $200,940 Land $40,000 Building $160,940 |
| 2023 | $1,726.00 (+15.45%) | $200,940 (+46.94%) Land $40,000 Building $160,940 | $200,940 Land $40,000 Building $160,940 |
| 2022 | $1,495.00 | $136,750 Land $30,000 Building $106,750 | |
| 2018 | $136,750 Land $30,000 Building $106,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Elsmore Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 4 (1996–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Elsmore Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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